Mitchell County property record for 105 Shannon Dr, Spruce Pine, NC 28777 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 23,958 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2008) |
| Tax Bill | $206.00 (2025) |
Source: Mitchell County records · APN 0880-11-66-3092
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 SHANNON DR, SPRUCE PINE, NC 28777-8753 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2008 · Amount on Record |
| Deed Sale | Apr 17, 2008 · Amount on Record |
| Deed Book / Page | 474 / 189 |
| Prior Transfer Date | Jan 03, 2007 |
| Prior Transfer Doc | 000451/107 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 105 SHANNON DR, SPRUCE PINE, NC 28777-8753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000685/948 |
|---|---|
| Date | Jan 06, 2026 |
| Book Page | 685/948 |
| Instrument | 2026000015 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 105 SHANNON DR, SPRUCE PINE, NC 28777-8753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000593/092 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 593/092 |
| Instrument | 2018001217 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206.00 (-65.72%) | $36,900 (-65.64%) Land $11,300 Building $25,600 | |
| 2023 | $601.00 | $107,400 Land $11,300 Building $96,100 | $107,400 Land $11,300 Building $96,100 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0880-11-66-3092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,248 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood Construction |
| Lot Area | 23,958 sqft (0.55 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 555555631 |
|---|---|
| Street Address | 105 SHANNON DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8753 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE ON PROPERTY |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 950300 |
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