105 Shadow Pointe Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 105 Shadow Pointe Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2011
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2025)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T070100034`

Property Details

APN / Parcel Number

Primary APN	`T070100034`
Alternative APN	`4-0014-A013-00-0080.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070100034
Street Address	105 SHADOW POINTE DR
City	WENTZVILLE
State	MO
Zip	63385-3685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW RIDGE EST #1 LOT 80
Legal Subdivision	SHADOW RIDGE EST #1
Legal Lot Number	80
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1007
Census Tract	312003

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 SHADOW POINTE DR, WENTZVILLE, MO 63385-3685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC
Jan 13, 2021	Deed of Trust, Mortgage FRONTIER MTG
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	202526808
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0065661812
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 SHADOW POINTE DR, WENTZVILLE, MO 63385-3685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067570025
Date	Jun 9, 2017
Book Page	6757/0025
Instrument	20170609000353740

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 SHADOW POINTE DR, WENTZVILLE, MO 63385-3685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073190589
Date	Jun 12, 2020
Book Page	7319/589
Instrument	20200612000399190

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 SHADOW POINTE DR, WENTZVILLE, MO 63385-3685
Document Number	0000006755
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SHADOW POINTE DR WENTZVILLE MO 633853685, WENTZVILLE, MO 63385-3685

Mortgage

Document Number	0000006755
Date	Jan 22, 2021
Instrument	6755

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 19, 2018
Property Address	105 SHADOW POINTE DR, WENTZVILLE, MO 63385-3685
Document Number	0070041520
Book / Page	7004 / 1520
Map Reference	MB 43 PG 24&25
Instrument Date	Nov 14, 2018
Instrument	20181119000652590
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SHADOW POINTE DR, 105, WENTZVILLE, MO 63385-3685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SHADOW POINTE DR, WENTZVILLE, MO 63385-3685

Mortgage

Document Number	20181119000652600
Date	Nov 19, 2018
Instrument	20181119000652600

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,622 (-)	$282,219 (-) Land $70,000 Building $212,219
2025	$3,606.00 (+1.66%)	$53,622 (+4.56%)	$282,219 (+4.56%) Land $70,000 Building $212,219
2024	$3,547.00
2023		$51,282
2022			$269,906 Land $50,000 Building $219,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Gateway Fiber.

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