Pender County property record for 105 Settlers Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,510 sqft · built 2022 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,009 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Nov 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-32-8583-0000 |
| Primary APN | 4214-32-8583-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,510 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 35,719 sqft (0.82 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000059276 |
|---|---|
| Street Address | 105 SETTLERS WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-6802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 PB 67/146 PECAN GROVE PH 6B |
| Legal Subdivision | PECAN GROVE SUBDIVISION PHASE 6B |
| Legal Phase | 6B |
| Legal Lot Number | 49 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920201 |
105 Settlers Way is owner-occupied and held in a trust since November 2024.
Source: Pender County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 105 SETTLERS WAY, HAMPSTEAD, NC 28443-6802 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 12, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 11, 2024 |
| Transfer Doc | 0048501473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 SETTLERS WAY, HAMPSTEAD, NC 28443-6802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047802847 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 4780/2847 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 12, 2024 |
| Property Address | 105 SETTLERS WAY, HAMPSTEAD, NC 28443-6802 |
| Document Number | 0048501473 |
| Book / Page | 4850 / 1473 |
| Map Reference | MB 67 PG 146&147 |
| Instrument Date | Nov 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SETTLERS WAY, HAMPSTEAD, NC 28443-6802 |
The 2025 property tax bill for 105 Settlers Way was $4,009.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,009.00 | $820,018 Land $299,600 Building $520,418 | $820,018 Land $299,600 Building $520,418 |
| 2023 | $411,860 (+330.46%) Land $95,680 Building $316,180 | $411,860 (+330.46%) Land $95,680 Building $316,180 | |
| 2022 | $796.00 | $95,680 Land $95,680 | $95,680 Land $95,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Settlers Way in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Settlers Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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