105 School St, Foreston, MN 56330 Property Records

Mille Lacs County property record for 105 School St, Foreston, MN 56330

Property Summary

Property Type	Single Family Home
Details	1,160 sqft · built 2005
Lot Size	2.5 acres (108,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2023)
Tax Bill	$3,714 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-280-0020`

Property Details

APN / Parcel Number

Primary APN	`19-280-0020`

Interior

Building Area	1,160 sqft Living Area
Basement Area	1,068 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	108,938 sqft (2.5 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Location & Zoning

Street Address	105 SCHOOL ST
City	FORESTON
State	MN
Zip	56330-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	37
Legal Section	04
Legal Subdivision	FORESTON OAKS
Legal Block	1
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	FORESTON
Census Block Group	3
Census Block	3019
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage CAMBRIA FINANCIAL GROUP LLC
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE LLC
Oct 20, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	2023437520
Prior Transfer Date	Apr 23, 2008
Prior Transfer Doc	0000349336
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2023
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Document Number	000A437520
Instrument Date	Jul 25, 2023
Instrument	A437520
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 SCHOOL ST, FORESTON, MN 56330-9407

Mortgage

Document Number	000A437521
Date	Aug 17, 2023
Instrument	A437521

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 14, 2023
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Document Number	000A436665
Instrument Date	Jun 3, 2023
Instrument	A436665
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15330 63RD AVE, MILACA, MN 56353-4666

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A419333
Date	Sep 17, 2020
Instrument	A419333

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A428304
Date	Nov 29, 2021
Instrument	A428304

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A433615
Date	Oct 20, 2022
Instrument	A433615

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 20, 2022
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Document Number	000A433612
Instrument Date	Oct 10, 2022
Instrument	A433612
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$933.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 SCHOOL ST, FORESTON, MN 56330-9407

Mortgage

Document Number	000A433614
Date	Oct 20, 2022
Instrument	A433614

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 1, 2018
Property Address	105 SCHOOL ST, FORESTON, MN 56330-9407
Document Number	000A407336
Instrument Date	Jul 26, 2018
Instrument	A407336
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$653.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SCHOOL ST, FORESTON, MN 56330-9407

Mortgage

Document Number	000A407337
Date	Aug 1, 2018
Instrument	A407337

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	000A407338
Date	Aug 1, 2018
Instrument	A407338

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Foreston City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00 (+9.49%)	$347,600 (+10.07%) Land $71,000 Building $276,600	$347,600 (+10.07%) Land $71,000 Building $276,600
2025	$3,392.00 (-1.11%) Homeowner's exemption	$315,800 (+11.99%) Land $64,000 Building $251,800	$315,800 (+11.99%) Land $64,000 Building $251,800
2023	$3,430.00 (+6.79%)	$282,000 (+1.37%) Land $52,000 Building $230,000	$282,000 (+1.37%) Land $52,000 Building $230,000
2022	$3,212.00	$278,200 Land $44,800 Building $233,400	$278,200 Land $44,800 Building $233,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Foreston serves 340 people · EPA ID MN1480014
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Midco.

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