105 School St, Bay, AR 72411 Property Records

Craighead County property record for 105 School St, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,252 sqft
Lot Size	0.319 acres (13,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Sep 2020)
Tax Bill	$509 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-135212-03600`

Property Details

APN / Parcel Number

Primary APN	`10-135212-03600`
Alternative APN	`824332`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Flooring	Carpet

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,881 sqft (0.319 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	105 SCHOOL ST
City	BAY
State	AR
Zip	72411-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRYS SUB DIV BLK C & LOT 2 NE NW21-13-5
Legal Range	05
Legal Township	13
Legal Section	21
Legal Subdivision	PERRYS SUB
Legal Block	C
Legal Lot Number	11
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	1
Census Block	1030
Census Tract	900

Owner

Source: Craighead County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4837 PEACHTREE AVE, JONESBORO, AR 72405-7936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Mar 16, 2026	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK
Sep 1, 2020	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	202019983
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Recording Date	Jun 3, 2026
Property Address	105 SCHOOL ST, BAY, AR 72411-9029
Document Number	2026R011520
Instrument Date	May 29, 2026
Instrument	202611520
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 KAMI CIR, JONESBORO, AR 72404-8314

Mortgage

Document Number	0000011520,
Date	Jun 3, 2026
Instrument	202611520

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 29, 2029

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Mar 16, 2026
Property Address	105 SCHOOL ST, BAY, AR 72411-9029
Document Number	2026R005246
Map Reference	DD 48 PG 225
Instrument Date	Mar 13, 2026
Instrument	2026R-005246
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3408 HUDSON CT, JONESBORO, AR 72405-8865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 KAMI CIR, JONESBORO, AR 72404-8314

Mortgage

Document Number	2026R005632
Date	Mar 16, 2026
Instrument	2026R-005632

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 16, 2027

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Sep 1, 2020
Property Address	105 SCHOOL ST, BAY, AR 72411-9029
Document Number	2020R019983
Map Reference	DD 48 PG 225
Instrument Date	Aug 27, 2020
Instrument	2020R-019983
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL SVCS OF AR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 583, BAY, AR 72411-0583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 COUNTY ROAD 7629, JONESBORO, AR 72405-9301

Mortgage

Document Number	2020R019984
Date	Sep 1, 2020
Instrument	2020R-019984

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craighead County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$509.00 (+2.62%)	$9,658 (-) Land $1,300 Building $8,358	$48,290 (-) Land $6,500 Building $41,790
2024	$496.00 (-8.66%)
2023	$543.00	$9,658 Land $1,300 Building $8,358	$48,290 Land $6,500 Building $41,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Right Fiber.

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