Bastrop County property record for 105 Saranac Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,119 sqft · built 2020 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,200 (May 2020) |
| Tax Bill | $5,170 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8705985 |
| Primary APN | R8705985 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,119 sqft Living Area |
| Gross Area | 1,656 sqft |
| 1st Floor Area | 1,119 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 6,273 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 SARANAC DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK C, LOT 69, ACRES 0.144 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION FOUR |
| Legal Block | C |
| Legal Lot Number | 69 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950202 |
Source: Bastrop County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 SARANAC DR, ELGIN, TX 78621-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 7, 2020 | Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on Record |
| Deed Sale | May 7, 2020 · Amount on Record |
| Deed Document Number | 20207284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 105 SARANAC DR, ELGIN, TX 78621-2059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 SARANAC DR, ELGIN, TX 78621-2059 |
| Document Number | 0202201692 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 202201692 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | May 7, 2020 |
| Property Address | 105 SARANAC DR, ELGIN, TX 78621-2059 |
| Document Number | 202007284 |
| Map Reference | CAB 6 PG 84A |
| Instrument Date | May 7, 2020 |
| Instrument | 202007284 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SARANAC DR, ELGIN, TX 78621-2059 |
| Document Number | 202007285 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 202007285 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Number | 202007286 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 202007286 |
| Name | TEXAS STATE AFFORDABLE HOUSING CORPORATI |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78702 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 7, 2023 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,105 (-14.66%) Land $62,915 Building $189,190 | $252,105 (-14.66%) Land $62,915 Building $189,190 | |
| 2024 | $5,170.00 (+17.79%) | ||
| 2023 | $4,389.00 (-13.4%) Homeowner's exemption | $295,417 Land $62,915 Building $232,502 | $295,417 Land $62,915 Building $232,502 |
| 2022 | $5,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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