105 Sandy Ln, Aydlett, NC 27916 Property Records

Currituck County property record for 105 Sandy Ln, Aydlett, NC 27916

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,482 sqft · built 2021
Lot Size	1.06 acres (46,261 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2019)
Tax Bill	$6,622 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9915-22-4739`

Property Details

APN / Parcel Number

Primary APN	`9915-22-4739`
Alternative APNs	`009100000200000` `000144428` `9915-22`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,482 sqft Total Area
Intercom	Intercom

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	46,261 sqft (1.06 acres)
Lot Dimensions	250 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000144428
Street Address	105 SANDY LN
City	AYDLETT
State	NC
Zip	27916-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	HOUSE
Legal Lot Number	20
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	3
Census Block	3009
Census Tract	110401

Owner

105 Sandy Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 SANDY LN, AYDLETT, NC 27916-9604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC CAPITAL BANK NA
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 28, 2020	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC UNION BANK
Aug 5, 2019	Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Jan 3, 2003
Deed Document Number	2019344695
Deed Book / Page	1493 / 293
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 SANDY LN, AYDLETT, NC 27916-9604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016480270
Date	Aug 31, 2021
Book Page	1648/270
Instrument	368375

Lender

Name	ATLANTIC CAPITAL BANK NA
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 SANDY LN, AYDLETT, NC 27916-9604
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SANDY LN, AYDLETT, NC 27916-9604

Mortgage

Document Number	0016730881
Date	Jan 11, 2022
Book Page	1673/881
Instrument	372398

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	MOYOCK, NC 27958

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 SANDY LN, AYDLETT, NC 27916-9604
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015560124
Date	Aug 28, 2020
Book Page	1556/124
Instrument	354400

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Aug 5, 2019
Property Address	105 SANDY LN, AYDLETT, NC 27916-9604
Document Number	0014930293
Book / Page	1493 / 293
Instrument Date	Aug 1, 2019
Instrument	344695
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 396, NAGS HEAD, NC 27959-0396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 THAYNE DR, MOYOCK, NC 27958-9103

Mortgage

Document Number	344696
Date	Aug 5, 2019
Instrument	344696

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 5, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 105 Sandy Ln was $6,622, down 0.3% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,622.00 (-0.26%)	$944,200 (-) Land $244,000 Building $700,200
2024	$6,639.00 (+10.41%)	$944,200 (-) Land $244,000 Building $700,200
2023	$6,013.00 (+20.86%)	$944,200 (-) Land $244,000 Building $700,200	$944,200 (-) Land $244,000 Building $700,200
2022	$4,975.00	$944,200 Land $244,000 Building $700,200	$944,200 (-) Land $244,000 Building $700,200
2021			$944,200 Land $244,000 Building $700,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Sandy Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	11 (2011–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Sandy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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