105 Sandbar Ln, Phillips, NE 68865 Property Records

Hamilton County property record for 105 Sandbar Ln, Phillips, NE 68865

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,846 sqft · built 2012
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (Feb 2020)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3441-06-1-00016-000-0318`

Property Details

APN / Parcel Number

Primary APN	`3441-06-1-00016-000-0318`
Alternative APN	`410144835`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft
Basement Area	3,507 sqft
Finished Basement	1,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	105 SANDBAR LN
City	PHILLIPS
State	NE
Zip	68865-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 47 PLATTE VIEW ESTATES SUB PHASE III
Legal Range	08
Legal Township	10
Legal Section	06
Legal Subdivision	PLATTE VIEW ESTATES SUB PHASE III
Legal Phase	3
Legal Lot Number	47
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2101
Census Tract	969200

Owner

105 Sandbar Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit EQUITABLE BANK
Feb 13, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage EQUITABLE BANK
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SLA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE BANK
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUITABLE BANK
Feb 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITABLE BANK
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	2020250
Deed Book / Page	106 / 162
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702

Mortgage

Document Number	0202400580
Date	Apr 29, 2024
Instrument	2024-00580

Lender

Name	EQUITABLE BANK
Type	Bank
Address	GRAND ISLAND, NE 68802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Apr 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000327/178
Date	Feb 13, 2020
Book Page	327/178
Instrument	252

Lender

Name	EQUITABLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Interest

Rate	4.9%
Type Change Date	Mar 1, 2025

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000308/092
Date	Mar 17, 2017
Book Page	308/092
Instrument	0461

Lender

Name	HOME FEDERAL SLA
Type	Bank
Address	GRAND ISLAND, NE 68802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000333/148
Date	Aug 26, 2020
Book Page	333/148
Instrument	2020-01732

Lender

Name	EQUITABLE BANK
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000349/175
Date	Mar 15, 2022
Book Page	349/175
Instrument	2022-00548

Lender

Name	EQUITABLE BANK
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Feb 13, 2020
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Document Number	000106/162
Book / Page	106 / 162
Instrument Date	Jan 22, 2020
Instrument	250
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000327/177
Date	Feb 13, 2020
Book Page	327/177
Instrument	251

Lender

Name	EQUITABLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	May 31, 2017
Property Address	105 SANDBAR LN, PHILLIPS, NE 68865-1702
Document Number	000103/334
Book / Page	103 / 334
Instrument Date	May 24, 2017
Instrument	0958
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	000309/157
Date	May 31, 2017
Book Page	309/157
Instrument	0959

Lender

Name	EQUITABLE BANK
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,730 (+10.36%) Land $90,000 Building $565,730	$655,730 (+10.36%) Land $90,000 Building $565,730
2025	$3,580.00 (-31.37%)	$594,180 (+14.87%) Land $90,000 Building $504,180	$594,180 (+14.87%) Land $90,000 Building $504,180
2023	$5,216.00	$517,270 Land $90,000 Building $427,270	$517,270 Land $90,000 Building $427,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Sandbar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Sandbar Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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