105 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 105 S Saunders Ave, Sutton, NE 68979

Property Summary

Property Type	Bank, Financial Building
Details	2,000 sqft · built 1890
Lot Size	0.077 acres (3,360 sqft)
Owner	Company Name on File
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77010-017-8221`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77010-017-8221`
Alternative APN	`000822100`

Interior

Stories	1 Story
Building Area	2,000 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,360 sqft (0.077 acres)
Lot Dimensions	140 ft deep x 24 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	105 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2051
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	03-COMMERC
Legal Description	LOT 3 BLK 17 1ST ADD SUTTON CITY
Legal Subdivision	1ST ADD
Legal Block	17
Legal Lot Number	3
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4019
Census Tract	962100

Owner

Source: Clay County assessment roll, APN 3757-00-0-77010-017-8221, as of March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	747 MERIDIAN AVE, COZAD, NE 69130-1752
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Oct 06, 2025
Property Address	105 S SAUNDERS AVE, SUTTON, NE 68979-2051
Document Number	0202501006
Instrument Date	Oct 01, 2025
Instrument	202501006
Transaction Type	Foreclosure
Record Updated	Nov 06, 2025

Transaction

Amount	Amount Recorded
Tax	$626.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County assessment roll as of March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,450 (-) Land $2,690 Building $90,760	$93,450 (-) Land $2,690 Building $90,760
2025	$1,357.00 (-21.06%)	$93,450 (-16.6%) Land $2,690 Building $90,760	$93,450 (-16.6%) Land $2,690 Building $90,760
2024	$1,719.00 (-17.08%)	$112,045 (+0.99%) Land $2,690 Building $109,355	$112,045 (+0.99%) Land $2,690 Building $109,355
2023	$2,073.00	$110,950 Land $2,690 Building $108,260	$110,950 Land $2,690 Building $108,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), as of July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 314 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telephone Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Zito West Holding Cable	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NE3103507, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUTTON serves 1,447 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.