105 S Point Ct, Philo, IL 61864 Property Records

Champaign County property record for 105 S Point Ct, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size15,385 sqft (0.353 acres)
OccupancyOwner Occupied
Last Sale$191,000 (2017)
Tax Bill$5,033.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-27-23-304-009

Exterior

Lot Area15,385 sqft (0.353 acres)

Location & Zoning

Street Address105 S POINT CT
CityPHILO
StateIL
Zip61864-9669
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 SOUTH POINT ADD 1
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionSOUTH POINT ADD 1
Legal Lot Number11
JurisdictionCHAMPAIGN IL
Minor Civil DivisionPHILO
Census Blockgroup1
Census Block1033
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-304-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 S POINT CT, PHILO, IL 61864-9669
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
INB NA
Mar 08, 2017Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS NATIONAL BANK
Jan 18, 2017Loan Modification, Mortgage · Conventional Mortgage
COMMUNITY BK MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2017 · Amount on Record
Deed SaleMar 08, 2017 · Amount on Record
Prior SaleAug 11, 2004 · Amount on Record
Deed Doc Number20173946
Record RefreshedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address105 S POINT CT, PHILO, IL 61864-9669
Document Number0000001507
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address105 S POINT CT PHILO IL 618649669, PHILO, IL 61864-9669

Mortgage

Document Number0000001507
DateJan 29, 2020
Instrument1507
Lender
NameINB NA
AddressSPRINGFIELD, IL 62701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 28, 2035

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 08, 2017
Property Address105 S POINT CT, PHILO, IL 61864-9669
Document Number0000003946
Map ReferenceMB BB PG229
Instrument DateMar 03, 2017
Instrument2017R03946
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$286.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 S POINT CT, PHILO, IL 61864-9669

Mortgage

Document Number0000003947
DateMar 08, 2017
Instrument2017R03947
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address105 S POINT CT, PHILO, IL 61864-9669
Document Number0000001348
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SPOINT CT PHILO IL 61864, PHILO, IL 61864

Mortgage

Document Number0000001348
DateJan 24, 2017
Instrument1348
Lender
NameCOMMUNITY BK MTG
TypeBank
AddressGILLESPIE, IL 62033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueJan 23, 2056
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$98,260 (+25.03%) Land $20,110 Building $78,150$294,780 (+25.03%) Land $60,330 Building $234,450
2024$5,033.00 (+9.15%)
2022$4,611.00 Homeowner's exemption$78,590 Land $16,080 Building $62,510$235,770 Land $48,240 Building $187,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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