105 S Monroe St, Watson, IL 62473 Property Records

Effingham County property record for 105 S Monroe St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,250 sqft · built 1877
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2014)
Tax Bill	$399 (2022)
Deeds & Mortgages	Sep 2017 Sale May 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`14-21-004-011`

Property Details

APN / Parcel Number

Primary APN	`14-21-004-011`

Interior

Stories	2 Stories
Building Area	1,250 sqft Base Area

Exterior

Year Built	Built 1877
Construction Type	Frame
Lot Area	56,628 sqft (1.3 acres)
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	105 S MONROE ST
City	WATSON
State	IL
Zip	62473-0048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 91 THROUGH 98 BLK 10 WATSON 3332/251 3299/199 3037/209 2966/336 2181/294 1597/298 931/52
Legal Block	10
Legal Lot Number	91-98
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1085
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 S MONROE ST, WATSON, IL 62473-0048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Quit Claim Deed, Transfer BAKERS TITLE, BANKERS TITLE
May 12, 2017	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2014 · Amount on Record
Deed Sale	May 28, 2014 · Amount on Record
Prior Sale	May 12, 2017
Deed Document Number	003037/209
Deed Book / Page	3037 / 209
Last Transfer Date	Sep 11, 2017
Transfer Doc	003332/251
Record Updated	Jun 7, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 11, 2017
Property Address	105 S MONROE ST, WATSON, IL 62473-0048
Document Number	003332/251
Book / Page	3332 / 251
Map Reference	DD J PG 590
Instrument Date	Sep 7, 2017
Instrument	201701704313
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 S MONROE ST, WATSON, IL 62473-0048

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 12, 2017
Property Address	105 S MONROE ST, WATSON, IL 62473-0048
Document Number	003299/199
Book / Page	3299 / 199
Map Reference	DD J PG 590
Instrument Date	May 10, 2017
Instrument	201701702087
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, SAINT ELMO, IL 62458-0038

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$399.00 Homeowner's exemption	$13,490 Land $8,230 Building $5,260	$40,470 Land $24,690 Building $15,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber, Wisper ISP.

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