Mitchell County property record for 105 S Mitchell Ave, Bakersville, NC 28705 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,074 sqft · built 1927 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,011 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 0863-07-68-0626 |
| Primary APN | 0863-07-68-0626 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 13,939 sqft (0.319 acres) |
| Heating System | Central |
|---|
| Account Number | 005008248 |
|---|---|
| Street Address | 105 S MITCHELL AVE |
| City | BAKERSVILLE |
| State | NC |
| Zip | 28705-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITCHELL AVENUE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | BAKERSVILLE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 950200 |
Source: Mitchell County records · APN 0863-07-68-0626
Assessment roll updated January 1, 2025 · Last verified October 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 S MITCHELL AVE, BAKERSVILLE, NC 28705-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000253475 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 105 S MITCHELL AVE, BAKERSVILLE, NC 28705-8003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 600/378 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 600/378 |
| Instrument | 2019000526 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAKERSVILLE, NC 28705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Bakersville Town |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,011.00 | $180,600 (-) Land $12,500 Building $168,100 |
| 2023 | $1,011.00 | $180,600 Land $12,500 Building $168,100 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 43% of the US · above 63% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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