Benton County property record for 105 S Michael St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,282 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jan 2006) |
| Tax Bill | $1,756 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01719-000 |
| Primary APN | 12-01719-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Gross Area | 1,762 sqft |
| 1st Floor Area | 1,282 sqft |
| Flooring | Carpet |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 864 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44312 |
|---|---|
| Street Address | 105 S MICHAEL ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-8449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHVIEW SUB PH I-LOWELL |
| Legal Lot Number | 57 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21406 |
Source: Benton County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SIGNATURE BANK OF ARKANSAS |
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit SIGNATURE BANK OF ARKANSAS |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIGNATURE BANK OF ARKANSAS |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit SIGNATURE BK/AR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2006 · Amount on Record |
| Deed Sale | Jan 4, 2006 · Amount on Record |
| Prior Sale | Nov 26, 1997 · Amount on Record |
| Deed Book / Page | 2006 / 411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 105 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | LTC |
| Name | Verified Name |
|---|
| Document Number | L202258010 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | L202258010 |
| Name | SIGNATURE BANK OF ARKANSAS |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 105 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | L202249567 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | L202249567 |
| Name | SIGNATURE BANK OF ARKANSAS |
|---|---|
| Type | Bank |
| Address | BENTONVILLE, AR 72712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Sep 19, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 105 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021012688 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021012688 |
| Name | SIGNATURE BANK OF ARKANSAS |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 105 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Document Number | 0000003830 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 S MICHAEL ST LOWELL AR 727458449, LOWELL, AR 72745-8449 |
| Document Number | 0000003830 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 3830 |
| Name | SIGNATURE BK/AR |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 21, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,756.00 (+5.4%) Homeowner's exemption | $49,739 (-) Land $15,200 Building $34,539 | $248,695 (-) Land $76,000 Building $172,695 |
| 2025 | $1,666.00 (+18.83%) Homeowner's exemption | $49,739 (+56.22%) Land $15,200 Building $34,539 | |
| 2024 | $248,695 (+56.22%) Land $76,000 Building $172,695 | ||
| 2023 | $1,402.00 Homeowner's exemption | $31,840 Land $7,200 Building $24,640 | $159,200 Land $36,000 Building $123,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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