Washington County property record for 105 S Locust St, Springfield, KY 40069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,110 sqft |
| Lot Size | 0.25 acres (10,906 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Oct 2012) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18J-025 |
| Primary APN | 18J-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,906 sqft (0.25 acres) |
| Lot Dimensions | 133 ft deep x 82 ft wide |
| Porch | Porch |
| Porch Area | 77 sqft |
| Deck Area | 287 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 8534 |
|---|---|
| Street Address | 105 S LOCUST ST |
| City | SPRINGFIELD |
| State | KY |
| Zip | 40069-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | WASHINGTON KY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 930201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Springfield Main Street Historic District listed 2011 · 130 contributing resources · NRIS 11000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 105 S LOCUST ST, SPRINGFIELD, KY 40069-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on Record |
| Deed Sale | Oct 2, 2012 · Amount on Record |
| Prior Sale | Sep 28, 2012 · Amount on Record |
| Deed Document Number | 0003340556 |
| Deed Book / Page | 0334 / 0556 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 105 S LOCUST ST, SPRINGFIELD, KY 40069-1222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 105 S LOCUST ST, SPRINGFIELD, KY 40069-1222 |
| Document Number | 00M323/687 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | M323/687 |
| Instrument | 107144 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 25, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 105 S LOCUST ST, SPRINGFIELD, KY 40069-1222 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 00M305/263 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | M305/263 |
| Instrument | 100886 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Washington County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Washington County |
| Municipality | Springfield City |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772.00 (+21.96%) Homeowner's exemption | $130,000 (+18.18%) | $130,000 (+18.18%) |
| 2023 | $633.00 Homeowner's exemption | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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