105 S Hampton Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 105 S Hampton Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,224 sqft · built 1984
Lot Size	0.192 acres (8,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,100 (Mar 2026)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850001124`

Property Details

APN / Parcel Number

Primary APN	`A850001124`
Alternative APN	`3-0009-5722-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	1,424 sqft
Basement Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,383 sqft (0.192 acres)
Lot Dimensions	101 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001124
Street Address	105 S HAMPTON DR
City	SAINT CHARLES
State	MO
Zip	63304-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITEHIRST MANOR #2 LOT 38
Legal Subdivision	WHITEHIRST MANOR #2
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	2
Census Block	2024
Census Tract	311221

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 2, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jun 13, 2023 · Amount on Record
Deed Document Number	20269452
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0000009452
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022727
Date	Mar 15, 2021
Instrument	2021R-022727

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2026
Property Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576
Document Number	0000009452
Map Reference	MB 23 PG 107
Instrument Date	Feb 25, 2026
Instrument	2026R-009452
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576

Mortgage

Document Number	0000009453
Date	Mar 2, 2026
Instrument	2026R-009453

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 13, 2023
Property Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576
Document Number	0000022883
Map Reference	MB 23 PG 107
Instrument Date	Jun 9, 2023
Instrument	2023R-022883
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 TIMBCZ AAND CT, FORISTELL, MO 63348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S HAMPTON DR, SAINT CHARLES, MO 63304-5576

Mortgage

Document Number	0000022884
Date	Jun 13, 2023
Instrument	2023R-022884

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,394 (-)	$296,808 (-) Building $296,808
2025	$3,350.00 (+26.7%)	$56,394 (+15.14%)	$296,808 (+15.14%) Building $296,808
2023		$48,980 (+19.4%)
2022	$2,644.00	$41,021	$257,789 (+19.4%) Land $50,000 Building $207,789
2021			$215,898 Land $50,000 Building $165,898

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1986–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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