105 S First St, Greenwood, DE 19950 Property Records

Sussex County property record for 105 S First St, Greenwood, DE 19950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1932
Lot Size	0.331 acres (14,401 sqft)
Owner	Individual Name on File
Last Sale	$236,797 (Jun 2019)
Tax Bill	$1,140 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-9.16-76.00`

Property Details

APN / Parcel Number

Primary APN	`530-9.16-76.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,401 sqft (0.331 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Area	255 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Glass Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	105 S FIRST ST
City	GREENWOOD
State	DE
Zip	19950-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	E/FIRST STREET 180' S/SOUTH ST
Legal Subdivision	GREENWOOD
Jurisdiction	SUSSEX DE
Township / Civil Division	BRIDGEVILLE-GREENWOOD
Census Block Group	2
Census Block	2020
Census Tract	50303

Owner

105 S First St is owned and occupied by an individual who bought it in June 2019.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	105 S FIRST ST, GREENWOOD, DE 19950-9482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Jun 5, 2019	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Feb 8, 2016 · Amount on File
Deed Document Number	201919609
Deed Book / Page	5070 / 331
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	105 S FIRST ST, GREENWOOD, DE 19950-9482
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194750117
Date	Feb 26, 2021
Book Page	19475/117
Instrument	20210000012885

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 5, 2019
Property Address	105 S FIRST ST, GREENWOOD, DE 19950-9482
Document Number	0050700331
Book / Page	005070 / 000331
Instrument Date	May 31, 2019
Instrument	19609
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.39
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S 1ST ST FARMINGTON DE 199509482, FARMINGTON, DE 19950-9482

Mortgage

Document Number	175820047
Date	Jun 5, 2019
Book Page	017582/000047
Instrument	19610

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 105 S First St was $1,140, down 7.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Greenwood Town
Unified School District	Woodbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,140.00 (-7.39%)	$9,800 (-) Land $1,400 Building $8,400	$245,200 (-) Land $38,400 Building $206,800
2025	$1,231.00	$9,800 Land $1,400 Building $8,400	$245,200 Land $38,400 Building $206,800
2023	$862.00	$9,800 Land $1,400 Building $8,400	$19,600 Land $2,800 Building $16,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 S First St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	6 (2011–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 S First St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENWOOD WATER DEPARTMENT private · serves 973 people · EPA ID DE0000558
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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