105 S Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 105 S Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$42,000 (Aug 2006)
Tax Bill	$632 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Feb 2021 Transfer
APN	`04-30-0-403-015`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-403-015`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	105 S CHERRY ST
City	O FALLON
State	IL
Zip	62269-2047
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	O FALLON ORIGINAL TOWN LOT/SEC-15 S 2/3 A02721040
Legal Subdivision	O FALLON ORIGINAL TOWN
Legal Block	403
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1044
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1210 N SMILEY ST, O FALLON, IL 62269-1244
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF OFALLON
Feb 26, 2021	Quit Claim Deed, Transfer ACCENT TITLE, ACCENT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2006 · Amount on Record
Deed Sale	Aug 8, 2006 · Amount on Record
Deed Document Number	20061994003
Last Transfer Date	Feb 25, 2021
Transfer Doc	00A2689248
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 S CHERRY ST, O FALLON, IL 62269-2047
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02742072
Date	Apr 6, 2022
Instrument	A02742072

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 30, 2022

Interest

Rate	4%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 26, 2021
Property Address	105 S CHERRY ST, O FALLON, IL 62269-2047
Document Number	0A02689248
Map Reference	MB 1-2 PG 564&565
Instrument Date	Feb 25, 2021
Instrument	A02689248
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 540, CASEYVILLE, IL 62232-0540

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$632.00 (+8.4%)	$8,779 (+9.64%) Land $8,779	$26,337 (+9.64%) Land $26,337
2024	$583.00	$8,007 (+22.54%) Land $8,007	$24,021 (+22.54%) Land $24,021
2022		$6,534 Land $6,534	$19,602 Land $19,602

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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