105 Ryan Ct, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 105 Ryan Ct, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,146 sqft · built 1981
Lot Size	1.27 acres (55,566 sqft)
Owner	Individual Name on Record
Last Sale	$72,513 (Apr 2024)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Apr 2024 Sale Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-014327`

Property Details

APN / Parcel Number

Primary APN	`02-014327`
Alternative APNs	`2014327` `014327`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,146 sqft Total Area
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,566 sqft (1.27 acres)
Lot Dimensions	400 ft deep x 165 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	125 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	014327
Street Address	105 RYAN CT
City	CHESTERTOWN
State	MD
Zip	21620-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOTS 748-749-909 CHESTER HARBOR
Legal Subdivision	CHESTER HARBOR
Legal Block	17
Legal Lot Number	748,749
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	2, CHURCH HILL
Census Block Group	1
Census Block	1004
Census Tract	810300

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 RYAN CT, CHESTERTOWN, MD 21620-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed, Transfer
Dec 4, 2023	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Dec 4, 2023 · Amount on Record
Deed Book / Page	4361 / 222
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 1, 2024
Property Address	105 RYAN CT, CHESTERTOWN, MD 21620-2223
Document Number	0043610222
Book / Page	4361 / 222
Map Reference	MB 4312 PG 146
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Amount	Amount Recorded
Tax	$362.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RYAN CT, CHESTERTOWN, MD 21620-2223

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Dec 4, 2023
Property Address	105 RYAN CT, CHESTERTOWN, MD 21620-2223
Document Number	0043120146
Book / Page	4312 / 146
Map Reference	LB TSP 54 FO 558
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	BAY AREA TITLE, BAY EAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 RYAN CT, CHESTERTOWN, MD 21620-2223

Mortgage

Document Number	0043120152
Date	Dec 4, 2023
Instrument	4312-0152

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,100 (+14.82%)	$485,100 (+9.48%) Land $228,800 Building $256,300
2025	$4,221.00 (+13.5%) Homeowner's exemption
2023	$3,719.00 Homeowner's exemption	$398,100	$443,100 Land $176,000 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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