105 Rutherford Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 105 Rutherford Ct, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,152 sqft · built 1985
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 1994)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-151-14`

Property Details

APN / Parcel Number

Primary APN	`044-151-14`
Alternative APN	`044-151-14-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,152 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Terrain	Steep
View / Lot	Mountain
Deck Area	412 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	105 RUTHERFORD CT
City	APTOS
State	CA
Zip	95003-4847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 284
Legal Subdivision	DEER PARK VILLA SITES 04
Legal Lot Number	284
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122202

Owner

Source: Santa Cruz County records · APN 044-151-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 RUTHERFORD CT, APTOS, CA 95003-4847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 1994 · Amount on Record
Deed Sale	May 24, 1994 · Amount on Record
Deed Document Number	199438945
Deed Book / Page	5511 / 591
Last Transfer Date	Jun 22, 2012
Transfer Doc	0000032420
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 RUTHERFORD CT, APTOS, CA 95003-4847
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUTHERFORD CT, APTOS, CA 95003-4847

Mortgage

Document Number	0000025071
Date	Sep 06, 2022
Instrument	2022-0025071

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2037

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,404 (+2%) Land $191,048 Building $138,356
2025	$4,549.00 (+13.3%) Homeowner's exemption	$322,944 (+4.04%) Land $187,302 Building $135,642
2023	$4,015.00 (+2.35%) Homeowner's exemption	$310,404 Land $180,028 Building $130,376	$803,610
2022	$3,923.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.