St. Johns County property record for 105 Rutgers Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 2017 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jun 2025) |
| Tax Bill | $2,552 (2025) |
| Deeds & Mortgages | May 2023 Sale Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 225700-0000 |
| Primary APN | 225700-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 1,727 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 230 sqft |
| Patio Area | 579 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 105 RUTGERS RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-35 ST AUG SOUTH UT 3 LOTS 531 532 & S1/2 OF LOT 533 OR6159/1624 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 3 |
| Legal Block | 3 |
| Legal Lot Number | 531-5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 21302 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 GREAT POND RD, SIMSBURY, CT 06070-1902 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Aug 31, 2017 | Loan Modification, Mortgage FIRST FSB/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | May 17, 2023 · Amount on Record |
| Deed Document Number | 202543433 |
| Deed Book / Page | 6159 / 1624 |
| Prior Transfer Date | Nov 6, 2024 |
| Prior Transfer Doc | 0060681556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 17, 2023 |
| Property Address | 105 RUTGERS RD, SAINT AUGUSTINE, FL 32086-6048 |
| Document Number | 0057590644 |
| Book / Page | 5759 / 644 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023037970 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4347 LORI LOOP RD, KEYSTONE HEIGHTS, FL 32656-9787 |
| Name | Verified Name |
|---|---|
| Address | 105 RUTGERS RD, ST AUGUSTINE, FL 32086-6048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 RUTGERS RD, SAINT AUGUSTINE, FL 32086-6048 |
| Document Number | 0044331276 |
| Book / Page | 004433 / 001276 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Title Company | TITLE AMERICA |
| Name | Verified Name |
|---|---|
| Address | 105 RUTGERS RD ST AUGUSTINE FL 32086, ST AUGUSTINE, FL 32086 |
| Document Number | 0044331276 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 004433/001276 |
| Instrument | 62231 |
| Name | FIRST FSB/FL |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 13, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,617 (+121.76%) Land $131,100 Building $315,517 | $446,617 (-3.45%) Land $131,100 Building $315,517 | |
| 2025 | $2,552.00 (+13.88%) Homeowner's exemption | $201,401 (+2.9%) | $462,597 (+2.26%) Land $133,800 Building $328,797 |
| 2024 | $2,241.00 (+782.28%) Homeowner's exemption | $195,725 (-25.17%) | $452,370 (+0.36%) Land $133,800 Building $318,570 |
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $261,564 (+3%) | $450,758 (+5.7%) Land $133,800 Building $316,958 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $253,946 | $426,435 Land $89,600 Building $336,835 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 52 (1981–2019) |
| Claims Outside the SFHA | 17 of 52 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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