105 Rustic Ridge Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 105 Rustic Ridge Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,622 sqft · built 1968
Lot Size	0.626 acres (27,275 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Mar 2017)
Tax Bill	$12,549 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-501-08909625`

Property Details

APN / Parcel Number

Primary APN	`03-501-08909625`
Alternative APNs	`3-501-08909625` `50108909625`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,622 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	2,035 sqft
Basement Area	587 sqft
Finished Basement	587 sqft
Utility Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	27,275 sqft (0.626 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	400 sqft
Deck Area	366 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50108909625
Street Address	105 RUSTIC RIDGE RD
City	SEVERNA PARK
State	MD
Zip	21146-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	LT 7 LONGMEADOW
Legal Subdivision	LONGMEADOW
Legal Block	3
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3001
Census Tract	731201

Owner

105 Rustic Ridge Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 RUSTIC RIDGE RD, SEVERNA PARK, MD 21146-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID PENN BANK
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit MID PENN BANK
Mar 7, 2017	Grant Deed, Transfer SCOTTDALE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on File
Deed Sale	Mar 7, 2017 · Amount on File
Prior Sale	May 26, 2005
Deed Document Number	201730708-476
Deed Book / Page	30708 / 476
Transfer Doc	0163530489
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	105 RUSTIC RIDGE RD, SEVERNA PARK, MD 21146-4108
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363110073
Date	Mar 9, 2021
Book Page	36311/73

Lender

Name	MID PENN BANK
Type	Bank
Address	HARRISBURG, PA 17110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	105 RUSTIC RIDGE RD, SEVERNA PARK, MD 21146-4108
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUSTIC RIDGE RD, SEVERNA PARK, MD 21146-4108

Mortgage

Document Number	0365470409
Date	Apr 14, 2021
Book Page	36547/409

Lender

Name	MID PENN BANK
Type	Bank
Address	SCOTTDALE, PA 15683

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 7, 2017
Property Address	105 RUSTIC RIDGE RD, SEVERNA PARK, MD 21146-4108
Document Number	0307080476
Book / Page	030708 / 000476
Instrument Date	Mar 6, 2017
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUSTIC RIDGE RD SEVERNA PARK MD 211464108, SEVERNA PARK, MD 21146-4108

Mortgage

Document Number	307080480
Date	Mar 7, 2017
Book Page	030708/000480

Lender

Name	SCOTTDALE BK&TR
Type	Bank
Address	SCOTTDATE, PA 15683

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 6, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 105 Rustic Ridge Rd was $12,549, up 6.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,177,033 (+6.59%)	$1,249,800 (-) Land $881,300 Building $368,500
2025	$12,549.00 (+6.37%)	$1,104,267	$1,249,800 Land $881,300 Building $368,500
2024	$11,797.00 (+7.35%)
2023	$10,989.00 Homeowner's exemption	$1,006,400	$1,031,500 Land $761,300 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Rustic Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2003–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Rustic Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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