105 Rumson Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 105 Rumson Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	10 bd · 6 ba · 11,185 sqft · built 1904
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,995,000 (Mar 2020)
Tax Bill	$59,217 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00123-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`41-00123-0000-00002-01`
Alternative APN	`41001230000000020001`

Interior

Bedrooms	10 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	11,185 sqft Living Area
1st Floor Area	4,963 sqft
Upper Floors Area	4,280 sqft
Basement Area	4,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	290,110 sqft
Garage Area	861 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1,300 sqft
Deck Area	434 sqft
Patio Area	1,089 sqft
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	105 RUMSON RD
City	RUMSON
State	NJ
Zip	07760-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Description	INCL BLK 123 LOTS 2-1 & 2-2 NIT 1A
Legal Block	123
Legal Lot Number	2.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4007
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 RUMSON RD, RUMSON, NJ 07760-1240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Sep 22, 2004 · Amount on Record
Deed Document Number	202029910
Deed Book / Page	9402 / 9533
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 16, 2020
Property Address	105 RUMSON RD, RUMSON, NJ 07760-1240
Document Number	0000029910
Book / Page	009402 / 009533
Instrument Date	Feb 21, 2020
Instrument	29910
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 RUMSON RD RUMSON NJ 077601240, RUMSON, NJ 07760-1240

Mortgage

Document Number	29911
Date	Mar 16, 2020
Book Page	009402/009547
Instrument	29911

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,383,700 (+13.08%) Land $2,684,600 Building $3,699,100	$6,383,700 (+13.08%) Land $2,684,600 Building $3,699,100
2025	$59,217.00 (+2.69%)	$5,645,100 (+15.97%) Land $2,496,900 Building $3,148,200	$5,645,100 (+15.97%) Land $2,496,900 Building $3,148,200
2024	$57,667.00 (+1.36%)
2023		$4,867,600 Land $1,998,000 Building $2,869,600	$4,867,600 Land $1,998,000 Building $2,869,600
2022	$56,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250