105 Ross St, Salem, VA 24153 Property Records

Salem City property record for 105 Ross St, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,060 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$2,141 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-3-3.3`

Property Details

APN / Parcel Number

Primary APN	`76-3-3.3`
Alternative APN	`9616`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Covered Porch
Porch Area	298 sqft
Deck Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	105 ROSS ST
City	SALEM
State	VA
Zip	24153-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT 3 EDGEWOOD FOREST
Legal Subdivision	EDGEWOOD
Legal Lot Number	3
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1007
Census Tract	10100

Owner

105 Ross St is owned and occupied by an individual.

Source: Salem City records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	105 ROSS ST, SALEM, VA 24153-4405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI SWBC MTG
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	105 ROSS ST, SALEM, VA 24153-4405
Document Number	0000000741
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSS ST SALEM VA 241534405, SALEM, VA 24153-4405

Mortgage

Document Number	0000000741
Date	Mar 25, 2020
Instrument	741

Lender

Name	SWBC MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 24, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	105 ROSS ST, SALEM, VA 24153-4405
Document Number	0000003286
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSS ST SALEM VA 241534405, SALEM, VA 24153-4405

Mortgage

Document Number	0000003286
Date	Dec 19, 2017
Instrument	3286

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	105 ROSS ST, SALEM, VA 24153-4405
Document Number	0000000499
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROSS ST SALEM VA 241534405, SALEM, VA 24153-4405

Mortgage

Document Number	0000000499
Date	Feb 21, 2017
Instrument	499

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 105 Ross St was $2,141.

Source: Salem City assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,141.00	$184,600 Land $40,100 Building $144,500	$184,600 Land $40,100 Building $144,500
2023	$1,657.00	$138,100 Land $30,600 Building $107,500	$138,100 Land $30,600 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Ross St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	48 (1983–2025)
Claims Outside the SFHA	8 of 48
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 12 claims Severe Storms & Flooding, Apr 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Ross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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