105 Robertson Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 105 Robertson Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,146 sqft · built 1999
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Tax Bill	$388 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-02-00-0-00013-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-02-00-0-00013-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,146 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Street Address	105 ROBERTSON RD S
City	HERNANDO
State	MS
Zip	38632-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	2-3-8 PT NE1/4 NW1/4
Legal Range	08
Legal Township	03
Legal Section	02
Legal Lot Number	13
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1024
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-1-02-00-0-00013-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 ROBERTSON RD S, HERNANDO, MS 38632-8514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000354447
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	105 ROBERTSON RD S, HERNANDO, MS 38632-8514
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004643/494
Date	Nov 30, 2018
Book Page	4643/494

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00 (-57.55%)	$12,149 (-) Land $1,200 Building $10,949	$121,494 (-) Land $12,000 Building $109,494
2023	$914.00	$12,149	$121,494 Land $12,000 Building $109,494

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.