105 River Laurel Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 105 River Laurel Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,240 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2021 Mortgage Jan 2026 Mortgage + 3 more
APN	`08-34-0-308-023`

Property Details

APN / Parcel Number

Primary APN	`08-34-0-308-023`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	80 sqft
Porch	Slab
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 RIVER LAUREL DR
City	BELLEVILLE
State	IL
Zip	62220-3289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION PHASE 3 LOT 192 A02872743
Legal Subdivision	REUNION
Legal Phase	3
Legal Block	308
Legal Lot Number	192
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3042
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jan 27, 2026	Intrafamily Transfer, Transfer · VA Mortgage NEW AMERICAN FUNDING
May 24, 2019	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG
Mar 30, 2018	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG
Apr 3, 2018	Warranty Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026
Deed Sale	Jan 27, 2026
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20262872743
Prior Transfer Date	Jan 21, 2026
Prior Transfer Doc	0002872743
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02688713
Date	Feb 23, 2021
Instrument	A02688713

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jan 27, 2026
Property Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289
Document Number	0A02872743
Map Reference	DOC A01927376
Instrument Date	Jan 21, 2026
Instrument	A02872743
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289

Mortgage

Document Number	0A02872744
Date	Jan 27, 2026
Instrument	A02872744

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289
Document Number	00A2614512
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 RIVER LAUREL DR BELLEVILLE IL 622203289, BELLEVILLE, IL 62220-3289

Mortgage

Document Number	00A2614512
Date	May 31, 2019
Instrument	2614512

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289
Document Number	00A2610673
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 RIVER LAUREL DR BELLEVILLE IL 622203289, BELLEVILLE, IL 62220-3289

Mortgage

Document Number	00A2610673
Date	Apr 23, 2019
Instrument	2610673

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 3, 2018
Property Address	105 RIVER LAUREL DR, BELLEVILLE, IL 62220-3289
Document Number	00A2571793
Instrument Date	Mar 28, 2018
Instrument	2571793
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	COMMUNITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 S 1ST ST BELLEVILLE IL 622202512, BELLEVILLE, IL 62220-2512

Mortgage

Document Number	A2571794
Date	Apr 3, 2018
Instrument	2571794

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$79,719 (+6.08%) Land $12,282 Building $67,437	$239,157 (+6.08%) Land $36,846 Building $202,311
2024	$75,150 (+31.31%) Land $11,578 Building $63,572	$225,450 (+31.31%) Land $34,734 Building $190,716
2022	$57,230 Land $10,217 Building $47,013	$171,690 Land $30,651 Building $141,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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