105 Ridgerock Ct, Ozark, MO 65721 Property Records

Christian County property record for 105 Ridgerock Ct, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,388 sqft · built 2018
Lot Size5.42 acres (236,531 sqft)
Owner2 Individual Names on File
Deeds & MortgagesOct 2020 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-0.9-31-0-0-9.013

Property Details

APN / Parcel Number

Primary APN11-0.9-31-0-0-9.013
Alternative APN
  • 11-0.9-31-000-000-009.013

Interior

Bedrooms5 Beds
Full Baths1 Bath
Building Area2,388 sqft
1st Floor Area2,388 sqft
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick/Wood
Lot Area236,531 sqft (5.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam

Location & Zoning

Street Address105 RIDGEROCK CT
CityOZARK
StateMO
Zip65721-6347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 RIDGEFIELD ESTATES
Legal Range21
Legal Township27
Legal Section31
Legal SubdivisionRIDGEFIELD
Legal Lot Number4
JurisdictionCHRISTIAN MO
Township / Civil DivisionWEST FINLEY
Census Block Group1
Census Block1006
Census Tract20303

Owner

105 Ridgerock Ct is owned and occupied by two individuals who acquired it in January 2016.

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address105 RIDGEROCK CT, OZARK, MO 65721-6347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST STATE BANK OF ST CHARLES MO
Jul 23, 2019Deed of Trust, Mortgage · VA Mortgage
FIRST ST BK/ST CHARLES
Jul 27, 2018Deed of Trust, Mortgage
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2016
Deed SaleJan 20, 2016
Deed Document Number0002016700
Deed Book / Page2016 / 00700
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address105 RIDGEROCK CT, OZARK, MO 65721-6347
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHOGAN LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202017194
DateOct 19, 2020
Book Page2020/17194
Instrument2020L17357
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address105 RIDGEROCK CT, OZARK, MO 65721-6347
Document Number0201909621
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedAug 12, 2019
Title CompanyHOGAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 RIDGEROCK CT OZARK MO 657216347, OZARK, MO 65721-6347

Mortgage

Document Number0201909621
DateJul 30, 2019
Book Page002019/009621
Instrument9723
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address105 RIDGEROCK CT, OZARK, MO 65721-6347
Document Number0201810006
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyHOGAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 RIDGEROCK CT OZARK MO 657216347, OZARK, MO 65721-6347

Mortgage

Document Number0201810006
DateAug 1, 2018
Book Page002018/010006
Instrument10114
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term360 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictNixa School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$112,330$591,200 Land $30,000 Building $561,200
2023$104,120$548,000 Land $30,000 Building $518,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Ridgerock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ridgerock Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 85% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
White River Connect
Fiber
2,500 / 2,500
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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