105 Ridge Dr, Gering, NE 69341 Property Records

Scotts Bluff County property record for 105 Ridge Dr, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,694 sqft · built 1962
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2019)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2023 Second Mortgage + 4 more
APN	`1673-27-0-00608-000-0005`

Property Details

APN / Parcel Number

Primary APN	`1673-27-0-00608-000-0005`
Alternative APN	`010246398`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Finished Basement	1,296 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	384 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	105 RIDGE DR
City	GERING
State	NE
Zip	69341-1591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 5, BELLEVUE HOMES THIRD ADD
Legal Range	55W
Legal Township	22N
Legal Section	27
Legal Subdivision	BELLEVUE HOMES THIRD ADD
Legal Lot Number	5
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	2
Census Block	2000
Census Tract	953900

Owner

105 Ridge Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Scotts Bluff County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 RIDGE DR, GERING, NE 69341-1591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage FIRST STATE BANK
Apr 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jan 24, 2019	Deed of Trust, Mortgage · Unknown FIRST STATE BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Deed Document Number	20192389
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0000005181
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	105 RIDGE DR, GERING, NE 69341-1591
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020181807
Date	Apr 23, 2018
Instrument	2018-1807

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	9 Months
Due	Jan 1, 2019

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	105 RIDGE DR, GERING, NE 69341-1591
Transaction Type	Mortgage
Record Updated	Apr 28, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231211
Date	Apr 7, 2023
Instrument	2023-1211

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	105 RIDGE DR, GERING, NE 69341-1591
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022792
Date	Feb 9, 2022
Instrument	2022-792

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	105 RIDGE DR, GERING, NE 69341-1591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019270
Date	Jan 24, 2019
Instrument	2019-270

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	105 RIDGE DR, GERING, NE 69341-1591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20203152
Date	Jul 13, 2020
Instrument	2020-3152

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jun 11, 2019
Property Address	105 RIDGE DR, GERING, NE 69341-1591
Document Number	20192389
Instrument Date	Jun 11, 2019
Instrument	2019-2389
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192390
Date	Jun 11, 2019
Instrument	2019-2390

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 105 Ridge Dr was $4,387.

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,240 (+18.11%) Land $13,750 Building $332,490	$346,240 (+18.11%) Land $13,750 Building $332,490
2025	$4,387.00	$293,155 Land $13,750 Building $279,405	$293,155 Land $13,750 Building $279,405
2023	$4,551.00	$234,249 Land $12,500 Building $221,749	$234,249 Land $12,500 Building $221,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 105 Ridge Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ridge Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRYTOWN serves 1,143 people · EPA ID NE3115701
Water Source	Purchased groundwater from CITY OF GERING
Last State Inspection	Apr 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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