105 Reservation Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 105 Reservation Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,600 sqft · built 1987
Lot Size	1.68 acres (73,529 sqft)
Owner	Trust Name on File
Last Sale	$1,500,000 (Dec 2017)
Tax Bill	$22,647 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00089 B:00056 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00089 B:00056 L:0000B`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,600 sqft Living Area
Gross Area	9,181 sqft
Basement Area	2,040 sqft
Unfinished Basement	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,529 sqft (1.68 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	105 RESERVATION RD
City	ANDOVER
State	MA
Zip	01810-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	56
Legal Lot Number	B
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1001
Census Tract	254401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Parish Center District listed 1982 · 17 contributing resources · NRIS 82000480

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Reservation Rd is owner-occupied and held in a trust since March 2022.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	105 RESERVATION RD, ANDOVER, MA 01810-3430
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 28, 2017	Quit Claim Deed, Transfer BANK OF AMERICA
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Jan 20, 2017
Last Transfer Date	Mar 23, 2022
Transfer Doc	0000126874
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Mar 25, 2022
Property Address	105 RESERVATION RD, ANDOVER, MA 01810-3430
Document Number	0000126874
Instrument Date	Mar 23, 2022
Instrument	126874
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RESERVATION RD, ANDOVER, MA 01810-3430

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	105 RESERVATION RD, ANDOVER, MA 01810-3430
Document Number	0000118560
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RESERVATION RD ANDOVER MA 018103430, ANDOVER, MA 01810-3430

Mortgage

Document Number	0000118560
Date	Aug 21, 2018
Instrument	118560

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 28, 2017
Property Address	105 RESERVATION RD, ANDOVER, MA 01810-3430
Document Number	0000117230
Instrument Date	Dec 8, 2017
Instrument	117230
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,840.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 RESERVATION RD ANDOVER MA 018103430, ANDOVER, MA 01810-3430

Mortgage

Document Number	117231
Date	Dec 28, 2017
Instrument	117231

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Interest

Rate	3.38%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 20, 2017
Property Address	105 RESERVATION RD, ANDOVER, MA 01810-3430
Document Number	0000115532
Instrument Date	Jan 11, 2017
Instrument	115532
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 RESERVATION RD ANDOVER MA 018103430, ANDOVER, MA 01810-3430

Tax Assessment & Valuation

The 2025 property tax bill for 105 Reservation Rd was $22,647, up 4.9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,647.00 (+4.86%)	$1,813,200 (+8.13%) Land $620,500 Building $1,192,700	$1,955,100
2024	$21,597.00 (+4.6%)	$1,676,800 (+10.93%) Land $597,300 Building $1,079,500
2023	$20,648.00	$1,511,600 Land $538,900 Building $972,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Reservation Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1982–2018)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Reservation Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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