105 Red Oak Ln, Sterling, VA 20164 Property Records

Loudoun County property record for 105 Red Oak Ln, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,608 sqft · built 1984
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$677,500 (Aug 2022)
Tax Bill	$5,489 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-16-7398-000`

Property Details

APN / Parcel Number

Primary APN	`023-16-7398-000`
Alternative APN	`95 A 7 3`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,608 sqft Living Area
1st Floor Area	896 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	105 RED OAK LN
City	STERLING
State	VA
Zip	20164-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FOREST RIDGE SEC.7 LOT 3 848--1607
Legal Subdivision	FOREST RIDGE
Legal Block	2
Legal Lot Number	3
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2017
Census Tract	611701

Owner

105 Red Oak Ln is owned and occupied by two individuals who bought it in August 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 RED OAK LN, STERLING, VA 20164-2845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit CONSTELLATION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Jan 29, 2016
Deed Document Number	202246277
Prior Transfer Date	Jan 18, 2016
Prior Transfer Doc	0000004853
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 10, 2022
Property Address	105 RED OAK LN, STERLING, VA 20164-2845
Document Number	0000046277
Instrument Date	Aug 4, 2022
Instrument	202208100046277
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RED OAK LN, STERLING, VA 20164-2845

Mortgage

Document Number	0000046278
Date	Aug 10, 2022
Instrument	202208100046278

Lender

Name	SANDY SPRING BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	105 RED OAK LN, STERLING, VA 20164-2845
Document Number	20200226013059
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RED OAK LN STERLING VA 201642845, STERLING, VA 20164-2845

Mortgage

Document Number	20200226013059
Date	Feb 26, 2020
Instrument	13059

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	105 RED OAK LN, STERLING, VA 20164-2845
Document Number	20170315015769
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RED OAK LN STERLING VA 201642845, STERLING, VA 20164-2845

Mortgage

Document Number	20170315015769
Date	Mar 15, 2017
Instrument	15769

Lender

Name	CONSTELLATION FCU
Type	Credit Union
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 105 Red Oak Ln was $5,489.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,489.00	$681,910 Land $234,400 Building $447,510	$681,910 Land $234,400 Building $447,510
2023	$5,119.00	$585,120 Land $224,400 Building $360,720	$585,120 Land $224,400 Building $360,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Red Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Red Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

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