105 Ralph Rdg, Union, SC 29379 Property Records

Union County property record for 105 Ralph Rdg, Union, SC 29379

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 1,938 sqft · built 2004
Lot Size	4.1 acres (178,936 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Jan 2022)
Tax Bill	$2,767 (2023)
Deeds & Mortgages	Dec 2005 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-00-00-077 000`

Property Details

APN / Parcel Number

Primary APN	`104-00-00-077 000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,938 sqft Total Area
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	178,936 sqft (4.1 acres)
Lot Dimensions	218 ft deep x 200 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	105 RALPH RDG
City	UNION
State	SC
Zip	29379-7326
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 25
Legal Subdivision	MT VERNON ESTATES
Legal Lot Number	25
Jurisdiction	UNION SC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1056
Census Tract	30500

Owner

105 Ralph Rdg is owned by two individuals who acquired it in March 2026.

Source: Union County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 RALPH RDG, UNION, SC 29379-7326
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2005	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT COMMUNITY BANK
Mar 17, 2026	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Dec 1, 2011	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE, INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Book / Page	300 / 674
Last Transfer Date	Mar 7, 2026
Transfer Doc	000329/306
Record Updated	Sep 20, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SC
Property Address	105 RALPH RDG, UNION, SC 29379-7326
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000225/364
Date	Dec 5, 2005
Book Page	225/364

Lender

Name	PROVIDENT COMMUNITY BANK
Type	Seller
Address	203 W MAIN ST, UNION, SC 29379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2021

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SC
Recording Date	Mar 17, 2026
Property Address	105 RALPH RDG, UNION, SC 29379-7326
Document Number	000329/306
Book / Page	329 / 306
Map Reference	CAB A SL 362
Instrument Date	Mar 7, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 RALPH RDG, UNION, SC 29379-7326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 RALPH RDG, UNION, SC 29379-7326

Mortgage

Document Number	0000333539
Date	Mar 17, 2026
Instrument	333/539

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SC
Recording Date	Dec 1, 2011
Property Address	105 RALPH RDG, UNION, SC 29379-7326
Document Number	000241/555
Book / Page	241 / 555
Instrument Date	Dec 1, 2011
Instrument	VIDED
Transaction Type	Transfer
Record Updated	Jun 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RALPH RDG, UNION, SC 29379-7326

Mortgage

Document Number	000235/358
Date	Dec 1, 2011
Book Page	235/358

Lender

Name	SUNTRUST MORTGAGE, INC
Type	Seller
Address	901 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Union County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$15,000 Land $15,000
2023	$2,767.00	$14,340	$358,500 Land $15,000 Building $343,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 Ralph Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ralph Rdg is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ralph Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures