Durham County property record for 105 Raindrop Cir, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1979 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jan 2019) |
| Tax Bill | $2,461 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0825-19-8216 |
| Primary APN | 0825-19-8216 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Heated Area |
| 1st Floor Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 200 ft deep x 185 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 105 RAINDROP CIR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SUMMERFIELD/SEC:02/LT#20 PL:000094-000121 |
| Legal Subdivision | SUMMERFIELD |
| Legal Lot Number | 20 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1603 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 RAINDROP CIR, DURHAM, NC 27712-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage SUNTRUST BANK |
| Jan 25, 2019 | Warranty Deed, Transfer · ARM LATINO COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Dec 2, 1999 · Amount on Record |
| Deed Document Number | 20192326 |
| Deed Book / Page | 8584 / 277 |
| Prior Transfer Date | Nov 24, 2003 |
| Prior Transfer Doc | 4209000917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 105 RAINDROP CIR, DURHAM, NC 27712-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0082790528 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 8279/528 |
| Instrument | 2017034457 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 25, 2019 |
| Property Address | 105 RAINDROP CIR, DURHAM, NC 27712-1554 |
| Document Number | 0085840277 |
| Book / Page | 8584 / 277 |
| Map Reference | MB 94 PG 121 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 2019002326 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | OMEGA TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 RAINDROP CIR, DURHAM, NC 27712-1554 |
| Document Number | 2019002327 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2019002327 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,461.00 (+3.58%) | $324,923 (-) Land $87,875 Building $237,048 | $324,923 (-) Land $87,875 Building $237,048 |
| 2025 | $2,376.00 (+25.52%) | $324,923 (+71.76%) Land $87,875 Building $237,048 | $324,923 (+71.76%) Land $87,875 Building $237,048 |
| 2023 | $1,893.00 (+4.3%) | $189,177 Land $32,322 Building $156,855 | $189,177 Land $32,322 Building $156,855 |
| 2022 | $1,815.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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