105 Rainbow Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 105 Rainbow Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1967
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2019)
Tax Bill	$9,195 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`050-331-01`

Property Details

APN / Parcel Number

Primary APN	`050-331-01`
Alternative APN	`050-331-01-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,764 sqft Living Area
Gross Area	2,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	105 RAINBOW LN
City	WATSONVILLE
State	CA
Zip	95076-0723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 433
Legal Subdivision	SUNNY MDWS SUB #1 TR #433
Legal Tract	433
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	123100

Owner

105 Rainbow Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 RAINBOW LN, WATSONVILLE, CA 95076-0723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Grant Deed, Transfer · VA Mortgage CITYWIDE HMS LNS
Dec 1, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Document Number	201912674
Prior Transfer Date	Nov 2, 2001
Prior Transfer Doc	0000004002
Record Updated	Sep 20, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 14, 2019
Property Address	105 RAINBOW LN, WATSONVILLE, CA 95076-0723
Document Number	0000012674
Instrument Date	Mar 20, 2019
Instrument	12674
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 RAINBOW LN CORRALITOS CA 950760723, CORRALITOS, CA 95076-0723

Mortgage

Document Number	12675
Date	May 14, 2019
Instrument	12675

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 1, 2017
Property Address	105 RAINBOW LN, WATSONVILLE, CA 95076-0723
Document Number	0000040359
Instrument Date	Nov 29, 2017
Instrument	40359
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	141 SAN JOSE AVE SANTA CRUZ CA 950606216, SANTA CRUZ, CA 95060-6216

Tax Assessment & Valuation

The 2025 property tax bill for 105 Rainbow Ln was $9,195.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$745,278 (+2%) Land $557,536 Building $187,742
2025	$9,195.00	$730,665 Land $546,604 Building $184,061
2023	$8,118.00 (+1.86%)	$702,292 Land $525,379 Building $176,913	$840,510
2022	$7,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Rainbow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Rainbow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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