105 Prospect Cir, Norfolk, NE 68701 Property Records

Madison County property record for 105 Prospect Cir, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 1974
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Oct 2022)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`590102257`

Property Details

APN / Parcel Number

Primary APN	`590102257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	456 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	105 PROSPECT CIR
City	NORFOLK
State	NE
Zip	68701-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	RAASCHS CRESTVIEW HEIGHTS SECOND ADDITION LOT 28; MAP NUMBER: 1501-00-0-61831-000-0029
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	RAASCHS CRESTVIEW HEIGHTS SECOND ADD
Legal Lot Number	28
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2014
Census Tract	960802

Owner

Source: Madison County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
May 9, 2013	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY BANK
Dec 2, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage NEBRASKA INVESTMENT FINANCE AUTHORI
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ELKHORN VALLEY BANK & TRUST
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ELKHORN VALLEY BANK & TRUST
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	20224493
Deed Book / Page	2022 / 4493
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE, STEWART TITLE NORFOLK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2189
Date	Apr 26, 2021
Book Page	2021/2189

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201305/0975
Date	May 9, 2013
Book Page	2013-05/0975
Instrument	2013-05-0975

Lender

Name	MADISON COUNTY BANK
Address	NORFOLK, NE 68702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Dec 2, 2024
Property Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Document Number	02024/4285
Book / Page	2024 / 4285
Instrument Date	Nov 22, 2024
Transaction Type	Transfer
Record Updated	Jan 1, 2025
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$789.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020244287
Date	Dec 2, 2024
Instrument	2024/4287

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORI
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2035

Mortgage

Document Number	02024/4286
Date	Dec 2, 2024
Book Page	2024/4286

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Oct 21, 2022
Property Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Document Number	02022/4489
Book / Page	2022 / 4489
Instrument Date	Oct 12, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020224490
Date	Oct 21, 2022
Instrument	2022/4490

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jun 1, 2022
Property Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Document Number	02022/2542
Book / Page	2022 / 2542
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, NORTHEAST NEBRASKA T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020222543
Date	Jun 1, 2022
Instrument	2022/2543

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jul 26, 2018
Property Address	105 PROSPECT CIR, NORFOLK, NE 68701-3235
Document Number	02018/3065
Book / Page	2018 / 3065
Instrument Date	Jul 23, 2018
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020183066
Date	Jul 26, 2018
Instrument	2018/3066

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (-28.3%)	$305,123 (+13.54%) Land $17,394 Building $287,729	$305,123 (+13.54%) Land $17,394 Building $287,729
2023	$4,968.00	$268,730 Land $17,394 Building $251,336	$268,730 Land $17,394 Building $251,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Stealth Broadband Fixed Wireless	100 / 25

May also be available: AT&T, Pierce Telephone, T-Mobile.

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