Scott County property record for 105 Prater Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 2003 |
| Lot Size | 0.223 acres (9,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Dec 2021) |
| Tax Bill | $2,908 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-122.000 |
| Primary APN | 061-00-122.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Basement Area | 1,905 sqft |
| Unfinished Basement | 1,905 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 9,740 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 PRATER DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD ESTATES I |
| Legal Subdivision | HOMESTEAD ESTATES I |
| Legal Phase | 6 |
| Legal Lot Number | 167 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40605 |
105 Prater Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 PRATER DR, GEORGETOWN, KY 40324-8663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Deed Document Number | 2021447116 |
| Deed Book / Page | 430 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 13, 2021 |
| Property Address | 105 PRATER DR, GEORGETOWN, KY 40324-8663 |
| Document Number | 00D430/164 |
| Book / Page | D430 / 164 |
| Map Reference | CAB 7 SL 27 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 447116 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 SUNCRISP PATH, 229, GEORGETOWN, KY 40324-7038 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 PRATER DR, GEORGETOWN, KY 40324-8663 |
| Document Number | 0000447117 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 447117 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 105 Prater Dr was $2,908.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,500 (-) | $326,500 (-) | |
| 2025 | $2,908.00 | $326,500 | $326,500 |
| 2023 | $2,765.00 | $305,000 Land $28,000 Building $277,000 | $305,000 Land $28,000 Building $277,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Prater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 105 Prater Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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