105 Potomac Ct, Richlands, NC 28574 Property Records

Onslow County property record for 105 Potomac Ct, Richlands, NC 28574 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Mar 2025)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47A-128`

Property Details

APN / Parcel Number

Primary APN	`47A-128`
Alternative APNs	`490019344` `466544000` `037465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490019344
Street Address	105 POTOMAC CT
City	RICHLANDS
State	NC
Zip	28574-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 S2 CHERRYWOODS
Legal Subdivision	CHERRYWOODS SEC 2
Legal Lot Number	4
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1010
Census Tract	204

Owner

Source: Onslow County records · APN 47A-128

Assessment roll updated August 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 POTOMAC CT, RICHLANDS, NC 28574-7151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Nov 05, 2020 · Amount on Record
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 05, 2020
Property Address	105 POTOMAC CT, RICHLANDS, NC 28574-7151
Document Number	0053050790
Book / Page	5305 / 790
Map Reference	MB 43 PG 225 SL K-16
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 POTOMAC CT, 105, RICHLANDS, NC 28574-7151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1762 N NC 581 HWY, PIKEVILLE, NC 27863-8751

Mortgage

Document Number	0053050793
Date	Nov 05, 2020
Book Page	5305/793

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00	$156,619 (-) Land $35,000 Building $121,619	$156,619 (-) Land $35,000 Building $121,619
2023	$1,025.00	$156,619 Land $35,000 Building $121,619	$156,619 Land $35,000 Building $121,619

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330002041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force 5 of 7 on primary residences
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.