105 Poole St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 105 Poole St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,783 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Apr 2020)
Tax Bill	$8,903 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-541-013`

Property Details

APN / Parcel Number

Primary APN	`007-541-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,783 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	103 POOLE ST
City	ARROYO GRANDE
State	CA
Zip	93420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY AG POOLE TR LT 3
Legal Subdivision	POOLE TR
Legal Block	4
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	4
Census Block	4015
Census Tract	11800

Owner

Source: San Luis Obispo County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 POOLE ST, ARROYO GRANDE, CA 93420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL CREDIT UNION
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Apr 16, 2020	Grant Deed, Transfer · Conventional Mortgage KAREN M HARPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jun 10, 2004
Deed Document Number	202018501
Prior Transfer Date	Jan 18, 2001
Prior Transfer Doc	0000050781
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 26, 2026
Property Address	105 POOLE ST, ARROYO GRANDE, CA 93420-3324
Document Number	0000027262
Instrument Date	Aug 20, 2026
Instrument	202627262
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 POOLE ST, ARROYO GRANDE, CA 93420-3324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027262,
Date	Aug 26, 2026
Instrument	202627262

Lender

Name	EDUCATIONAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	105 POOLE ST, ARROYO GRANDE, CA 93420-3324
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 POOLE ST, ARROYO GRANDE, CA 93420-3324

Mortgage

Document Number	0000008362
Date	Mar 28, 2023
Instrument	2023008362

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	105 POOLE ST, ARROYO GRANDE, CA 93420-3324
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 POOLE ST, ARROYO GRANDE, CA 93420-3324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025980
Date	Jun 22, 2022
Instrument	2022025980

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 16, 2020
Property Address	105 POOLE ST, ARROYO GRANDE, CA 93420-3324
Document Number	0000018501
Instrument Date	Apr 13, 2020
Instrument	18501
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	103 POOLE ST ARROYO GRANDE CA 93420, ARROYO GRANDE, CA 93420

Mortgage

Document Number	18502
Date	Apr 16, 2020
Instrument	18502

Lender

Name	KAREN M HARPER
Address	5573 W LONGLEAF DR, SPRINGFIELD, MO 65802-7835
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,179 (+2%) Land $390,429 Building $459,750
2025	$8,903.00 (+4.46%)	$833,510 (+4.04%) Land $382,774 Building $450,736
2023	$8,523.00 (+23.5%)	$801,146 (+24.07%) Land $367,911 Building $433,235
2022	$6,901.00	$645,711 Land $360,698 Building $285,013

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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