105 Point St, Chapin, SC 29036 Property Records

Lexington County property record for 105 Point St, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 2008
Lot Size	0.386 acres (16,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2020)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000917-03-005`

Property Details

APN / Parcel Number

Primary APN	`000917-03-005`
Alternative APN	`0091703005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Wood
Lot Area	16,796 sqft (0.386 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 POINT ST
City	CHAPIN
State	SC
Zip	29036-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LAKEWOOD ESTATES LOT 16 BLK C
Legal Subdivision	LAKEWOOD ESTATE
Legal Block	C
Legal Lot Number	16
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21206

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 POINT ST, CHAPIN, SC 29036-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SC STATE FCU
Apr 16, 2020	Grant Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Sep 7, 2006 · Amount on Record
Deed Document Number	202015788
Deed Book / Page	20866 / 5057
Prior Transfer Date	Aug 30, 2005
Prior Transfer Doc	1076300303
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	105 POINT ST, CHAPIN, SC 29036-8305
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2092701931
Date	Mar 10, 2021
Book Page	20927/1931
Instrument	2021012543

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2036

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Apr 16, 2020
Property Address	105 POINT ST, CHAPIN, SC 29036-8305
Document Number	2086605057
Book / Page	020866 / 005057
Instrument Date	Apr 14, 2020
Instrument	15788
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 POINT ST CHAPIN SC 290368305, CHAPIN, SC 29036-8305

Mortgage

Document Number	2086605059
Date	Apr 16, 2020
Book Page	020866/005059
Instrument	15789

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+10.96%)
2024	$1,597.00 (+1.01%)	$13,000 (-) Land $4,800 Building $8,200	$325,000 (-) Land $120,000 Building $205,000
2023	$1,581.00	$13,000 Land $4,800 Building $8,200	$325,000 Land $120,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC LAKEWOOD ESTATES private · serves 737 people · EPA ID SC3250005
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CarolinaConnect Cooperative Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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