105 Point Pl, Cross Junction, VA 22625 Property Records

Frederick County property record for 105 Point Pl, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,216 sqft · built 1989
Lot Size	0.44 acres (19,001 sqft)
Owner	Individual Name on Record
Tax Bill	$3,558 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18A022-8-365`

Property Details

APN / Parcel Number

Primary APN	`18A022-8-365`
Alternative APN	`8001622`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	5,752 sqft
1st Floor Area	1,240 sqft
Basement Area	1,768 sqft
Finished Basement	1,768 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,001 sqft (0.44 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Deck Area	688 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001622
Street Address	105 POINT PL
City	CROSS JUNCTION
State	VA
Zip	22625-2489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L365 P8 S2
Legal Subdivision	LAKE HOLIDAY
Legal Phase	8
Legal Lot Number	365
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4012
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4201 SUMMIT MANOR CT, FAIRFAX, VA 22033-5710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Dec 16, 2022	Intrafamily Transfer, Transfer
Oct 20, 2022	Intrafamily Transfer, Transfer
Oct 20, 2022	Intrafamily Transfer, Transfer
Oct 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000014560
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001321
Date	Feb 21, 2023
Instrument	230001321

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 22, 2063

Interest

Rate Type	Adjustable Rate

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Dec 16, 2022
Property Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489
Document Number	0000014560
Instrument Date	Dec 14, 2022
Instrument	220014560
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 SUMMIT MANOR CT, FAIRFAX, VA 22033-5710

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Oct 20, 2022
Property Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489
Document Number	0000012820
Instrument Date	Oct 12, 2022
Instrument	220012820
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Oct 20, 2022
Property Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489
Document Number	0000012822
Instrument Date	Oct 12, 2022
Instrument	220012822
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Oct 20, 2022
Property Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489
Document Number	0000012821
Instrument Date	Oct 12, 2022
Instrument	220012821
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 POINT PL, CROSS JUNCTION, VA 22625-2489

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,558.00 (+10.43%)	$671,300 Land $153,000 Building $518,300	$671,300 Land $153,000 Building $518,300
2025	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Point Pl

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