105 Pine Rd, Louisa, VA 23093 Property Records

Louisa County property record for 105 Pine Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,056 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13A1 9 994`

Property Details

APN / Parcel Number

Primary APN	`13A1 9 994`
Alternative APNs	`18270` `17652`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	352 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17652
Street Address	105 PINE RD
City	LOUISA
State	VA
Zip	23093-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 993, 994 & 995 DB 1502/786 .00AC
Legal Subdivision	BLUE RIDGE SHORES SUBDIVISION
Legal Lot Number	993-995
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2017
Census Tract	950303

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 PINE RD, LOUISA, VA 23093-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit SCOTT HAVENS
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST GNTY MTG CORP
Mar 29, 2017	Grant Deed, Transfer · FHA Mortgage FIRST GUARANTY MTG
Mar 29, 2017	Grant Deed, Transfer · FHA Mortgage FIRST GUARANTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	105 PINE RD, LOUISA, VA 23093-7010
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 N PINE AVE, HENRICO, VA 23075-1852

Mortgage

Document Number	001947/515
Date	Mar 29, 2024
Book Page	1947/515
Instrument	202400002765

Lender

Name	SCOTT HAVENS
Type	Private Party
Address	10009 FALCONBRIDGE DR, RICHMOND, VA 23238

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 19, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	105 PINE RD, LOUISA, VA 23093-7010
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001764/237
Date	May 27, 2021
Book Page	1764/237
Instrument	202100006304

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	105 PINE RD, LOUISA, VA 23093-7010
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PINE RD, LOUISA, VA 23093-7010

Mortgage

Document Number	001864/443
Date	Sep 13, 2022
Book Page	1864/443
Instrument	202200009291

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	105 PINE RD, LOUISA, VA 23093-7010
Document Number	0000007824
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PINE RD LOUISA VA 230937010, LOUISA, VA 23093-7010

Mortgage

Document Number	0000007824
Date	Sep 4, 2019
Book Page	001631/000110
Instrument	7824

Lender

Name	FIRST GNTY MTG CORP
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 3, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 29, 2017
Property Address	105 PINE RD, LOUISA, VA 23093-7010
Document Number	0000002665
Book / Page	001502 / 000786
Instrument Date	Mar 6, 2017
Instrument	2665
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PINE RD LOUISA VA 230937010, LOUISA, VA 23093-7010

Mortgage

Document Number	2666
Date	Mar 29, 2017
Book Page	001502/000790
Instrument	2666

Lender

Name	FIRST GUARANTY MTG
Type	Mortgage Company
Address	TYSONS, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 29, 2017
Property Address	105 PINE RD, LOUISA, VA 23093-7010
Document Number	0000002665
Book / Page	001502 / 000786
Instrument Date	Mar 6, 2017
Instrument	2665
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PINE RD LOUISA VA 230937010, LOUISA, VA 23093-7010
Investor	Possibly a Property Investor

Mortgage

Document Number	2666
Date	Mar 29, 2017
Book Page	001502/000790
Instrument	2666

Lender

Name	FIRST GUARANTY MTG
Type	Mortgage Company
Address	TYSONS, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,468 (+3.15%) Land $27,600 Building $219,868	$247,468 (+3.15%) Land $27,600 Building $219,868
2025	$1,727.00 (+5.37%)	$239,900 (+11.37%) Land $22,000 Building $217,900	$239,900 (+11.37%) Land $22,000 Building $217,900
2024	$1,639.00 (+106.68%)
2023		$215,400 Land $19,000 Building $196,400
2022	$793.00		$215,400 Land $19,000 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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