Seminole County property record for 105 Pine Lake Dr, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 1957 |
| Lot Size | 0.257 acres (11,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Dec 2022) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-20-30-506-0200-0040 |
| Primary APN | 04-20-30-506-0200-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,223 sqft |
| Lot Dimensions | 129 ft deep x 87 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 188 sqft |
| Patio Area | 1 sqft |
| Utility Building | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 PINE LAKE DR |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 2 LOCH ARBOR-PHILLIPS SEC PB 9 PG 66 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 04 |
| Legal Subdivision | LOCH ARBOR-PHILLIPS SEC |
| Legal Tract | 506 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20806 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 105 PINE LAKE DR, SANFORD, FL 32773-4737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Dec 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Deed Document Number | 0010356528 |
| Deed Book / Page | 10356 / 528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 105 PINE LAKE DR, SANFORD, FL 32773-4737 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 PINE LAKE DR, SANFORD, FL 32773-4737 |
| Document Number | 0109911877 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 10991/1877 |
| Instrument | 2026020381 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 19, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 5, 2022 |
| Property Address | 105 PINE LAKE DR, SANFORD, FL 32773-4737 |
| Document Number | 0103560528 |
| Book / Page | 10356 / 528 |
| Map Reference | MB 9 PG 65&66 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2022131298 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2065 VANDERBILT PL, LAWRENCEVILLE, GA 30044-4542 |
| Name | Verified Name |
|---|---|
| Address | 105 PINE LAKE DR, SANFORD, FL 32773-4737 |
| Document Number | 0103560530 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 10356/530 |
| Instrument | 2022131299 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,045.00 (-0.07%) Homeowner's exemption | $256,041 (+11.83%) | $270,333 (+18.07%) Land $110,686 Building $159,647 |
| 2023 | $3,047.00 | $228,962 | $228,962 Land $83,853 Building $145,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2008–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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