Garrard County property record for 105 Pine Hill Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1975 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,000 (Nov 2025) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L1-02-003 |
| Primary APN | L1-02-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 21551 |
|---|---|
| Street Address | 105 PINE HILL DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L PINE HILL |
| Legal Subdivision | TEATER BROS. |
| Legal Lot Number | 47 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 CHELSEA DR, CYNTHIANA, KY 41031-5919 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed, Transfer · Closed-End Mortgage FIRST SOUTHERN NATIONAL BANK |
| Oct 4, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2022 · Amount on Record |
| Deed Document Number | 2025201288 |
| Deed Book / Page | 334 / 707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 12, 2025 |
| Property Address | 105 PINE HILL DR, LANCASTER, KY 40444-1048 |
| Document Number | 00D334/707 |
| Book / Page | D334 / 707 |
| Map Reference | CAB 3 SL 46 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 201288 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 PINE HILL DR, LANCASTER, KY 40444-1048 |
| Name | Verified Name |
|---|---|
| Address | 218 CHELSEA DR, CYNTHIANA, KY 41031-5919 |
| Document Number | 0000201289 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 201289 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 10, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 4, 2019 |
| Property Address | 105 PINE HILL DR, LANCASTER, KY 40444-1048 |
| Document Number | 00D300/336 |
| Book / Page | D300 / 336 |
| Map Reference | DB 280 PG 803 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 154221 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $159.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 357 HICKORY DR, OLD HICKORY, TN 37138-1123 |
| Name | Verified Name |
|---|---|
| Address | 105 PINE HILL DR, LANCASTER, KY 40444-1048 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,000 (+72.12%) Land $25,000 Building $259,000 | $284,000 (+72.12%) Land $25,000 Building $259,000 | |
| 2025 | $1,840.00 (-0.43%) | $165,000 (-) Land $25,000 Building $140,000 | $165,000 (-) Land $25,000 Building $140,000 |
| 2024 | $1,848.00 (+1.09%) | $165,000 (+3.77%) Land $25,000 Building $140,000 | $165,000 (+3.77%) Land $25,000 Building $140,000 |
| 2023 | $1,828.00 (-0.87%) | $159,000 (-) Land $25,000 Building $134,000 | $159,000 (-) Land $25,000 Building $134,000 |
| 2022 | $1,844.00 | $159,000 Land $25,000 Building $134,000 | $159,000 Land $25,000 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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