105 Pine Forest Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 105 Pine Forest Dr, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,735 sqft · built 2004
Lot Size	0.203 acres (8,841 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jan 2017)
Tax Bill	$4,407 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-145980`

Property Details

APN / Parcel Number

Primary APN	`03-145980`
Alternative APN	`145980`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,735 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,841 sqft (0.203 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	145980
Street Address	105 PINE FOREST DR
City	BERLIN
State	MD
Zip	21811-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 48 PH I 8841 SQ FT PINE FOREST DRIVE THE POINT SEC 17
Legal Subdivision	THE VILLAGE AT OCEAN PINES THE POINT
Legal Phase	1
Legal Lot Number	48
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3013
Census Tract	951101

Owner

105 Pine Forest Dr is owned and occupied by an individual who bought it in January 2017.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	105 PINE FOREST DR, BERLIN, MD 21811-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Jan 26, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2017 · Amount on File
Deed Sale	Jan 26, 2017 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	20176930-166
Deed Book / Page	6930 / 166
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	105 PINE FOREST DR, OCEAN PINES, MD 21811-1633
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073460193
Date	Jan 2, 2019
Book Page	7346/193

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 26, 2017
Property Address	105 PINE FOREST DR, OCEAN PINES, MD 21811-1633
Document Number	0069300166
Book / Page	006930 / 000166
Instrument Date	Nov 30, 2016
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	DELMARVA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	105 PINE FOREST DR OCEAN PINES MD 218111633, OCEAN PINES, MD 21811-1633

Mortgage

Document Number	69300172
Date	Jan 26, 2017
Book Page	006930/000172

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 105 Pine Forest Dr was $4,407, up 5.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,407.00 (+5.58%)	$477,533	$502,800 Land $136,900 Building $365,900
2025	$4,174.00
2023	$3,779.00	$394,967	$427,000 Land $121,900 Building $305,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Pine Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Pine Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures