105 Pine Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 105 Pine Ct, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1992
Lot Size	0.371 acres (16,192 sqft)
Owner	2 Trust Names on File
Last Sale	$143,000 (Jul 2001)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-0906-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-0906-2`
Alternative APN	`08-1S-22-2050-000B-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,988 sqft Heated Area
Gross Area	2,576 sqft
1st Floor Area	1,313 sqft
Upper Floors Area	675 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,192 sqft (0.371 acres)
Lot Width	85 ft Width
Porch	Finished/Screened Porch
Porch Area	434 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	105 PINE CT
City	NICEVILLE
State	FL
Zip	32578-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE S/D LOT 14 BLK B
Legal Range	22
Legal Township	01S
Legal Section	08
Legal Subdivision	PINE LAKE S/D
Legal Block	B
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3014
Census Tract	21101

Owner

105 Pine Ct is owner-occupied and held in a trust since February 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	105 PINE CT, NICEVILLE, FL 32578-2713
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2001 · Amount on File
Deed Sale	Jul 26, 2001 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Document Number	0023070351
Last Transfer Date	Feb 6, 2025
Transfer Doc	0003735901
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	105 PINE CT, NICEVILLE, FL 32578-2713
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PINES ST, NICEVILLE, FL 32578-8119

Mortgage

Document Number	0035091707
Date	Dec 2, 2020
Book Page	3509/1707
Instrument	3411669

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 10, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 105 Pine Ct was $2,192 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 Homeowner's exemption	$200,343	$355,911 Land $74,999 Building $280,912
2023	$1,990.00 (+5.12%) Homeowner's exemption	$189,026 (+3%)	$346,021 (+5.96%) Land $63,304 Building $282,717
2022	$1,893.00 Homeowner's exemption	$183,520	$326,559 Land $60,290 Building $266,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Pine Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Pine Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20