Monroe County property record for 105 Panza Ct, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1990 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,000 (Nov 2025) |
| Tax Bill | $1,116 (2026) |
| Deeds & Mortgages | Jan 2022 Second Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.14B.1.130 |
| Primary APN | 02.14B.1.130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02633002675071 |
|---|---|
| Street Address | 105 PANZA CT |
| City | EFFORT |
| State | PA |
| Zip | 18330-8867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 144 SEC 1 |
| Legal Subdivision | SIERRA VIEW |
| Legal Block | 67 |
| Legal Lot Number | 144 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 301206 |
105 Panza Ct is owned and occupied by two individuals who bought it in November 2025.
Source: Monroe County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 24, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Nov 16, 2015 · Amount on File |
| Deed Document Number | 202527341 |
| Deed Book / Page | 2681 / 1273 |
| Prior Transfer Date | Jul 25, 2014 |
| Prior Transfer Doc | 0000017385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VANDOR I |
| Name | Verified Name |
|---|---|
| Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Document Number | 0000002614 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 2600/1200 |
| Instrument | 202202614 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 0854 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Document Number | 0000021350 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 2676/9935 |
| Instrument | 202521350 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Nov 24, 2025 |
| Property Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Document Number | 0000027341 |
| Book / Page | 2681 / 1273 |
| Map Reference | VOL 33 PG 29 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202527341 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 PANZA CT, EFFORT, PA 18330-8867 |
| Document Number | 0000027342 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 202527342 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 105 Panza Ct was $1,116, up 2% from the year before.
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,116.00 (+2.01%) | $137,250 (-) Land $25,850 Building $111,400 | |
| 2025 | $1,094.00 (+20.22%) | $137,250 (-) Land $25,850 Building $111,400 | |
| 2024 | $910.00 (+12.62%) | $137,250 (-) Land $25,850 Building $111,400 | |
| 2023 | $808.00 | $137,250 Land $25,850 Building $111,400 | |
| 2019 | $137,250 Land $25,850 Building $111,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 105 Panza Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Panza Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 82% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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