105 Panorama Dr, Bakersfield, CA 93305 Property Records

Kern County property record for 105 Panorama Dr, Bakersfield, CA 93305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 1953
Lot Size	0.225 acres (9,783 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2020)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`122-181-03-00-8`

Property Details

APN / Parcel Number

Primary APN	`122-181-03-00-8`
Alternative APNs	`122-181-03-5` `1221810300` `12218103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	2,014 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	9,783 sqft (0.225 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Account Number	122181035
Street Address	105 PANORAMA DR
City	BAKERSFIELD
State	CA
Zip	93305-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1609 , BLOCK , LOT 13
Legal Subdivision	TRACT NO 1609
Legal Tract	1609
Legal Block	1
Legal Lot Number	13
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1009
Census Tract	702

Owner

105 Panorama Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY MORTGAGE INVESTMENTS INC VALLEY MORTGAGE INVESTMENTS INC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHILIP G MCDERMOTT
Mar 4, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 2, 2020	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Mar 2, 2020	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Mar 4, 2020 · Amount on File
Deed Document Number	2020108202
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0000005732
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Jul 24, 2026
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000085242
Instrument Date	Jul 14, 2026
Instrument	202685242
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320

Mortgage

Document Number	0000085242,
Date	Jul 24, 2026
Instrument	202685242

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 10, 2020
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000108202
Map Reference	MB 7 PG 184-186
Instrument Date	Jun 19, 2020
Instrument	220108202
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320

Mortgage

Document Number	0000108203
Date	Aug 10, 2020
Instrument	220108203

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000069943
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 PANORAMA DR BAKERSFIELD CA 933051320, BAKERSFIELD, CA 93305-1320

Mortgage

Document Number	0000069943
Date	Jun 3, 2020
Instrument	69943

Lender

Name	VALLEY MORTGAGE INVESTMENTS INC VALLEY MORTGAGE INVESTMENTS INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000041778
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 PANORAMA DR BAKERSFIELD CA 933051320, BAKERSFIELD, CA 93305-1320

Mortgage

Document Number	0000041778
Date	Mar 31, 2020
Instrument	41778

Lender

Name	PHILIP G MCDERMOTT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 4, 2020
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000029604
Instrument Date	Mar 2, 2020
Instrument	29604
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$277.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3501 MALL VIEW RD #115 BAKERSFIELD CA 933063046, 115, BAKERSFIELD, CA 93306-3046

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Mar 2, 2020
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000028685
Instrument Date	Feb 27, 2020
Instrument	28685
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12428 N MESQUITE CREST WAY ORO VALLEY AZ 857558976, ORO VALLEY, AZ 85755-8976

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 2, 2020
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000028684
Instrument Date	Feb 21, 2020
Instrument	28684
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$248.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	624 MORNING DR #E BAKERSFIELD CA 933066624, E, BAKERSFIELD, CA 93306-6624

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jan 15, 2020
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000005732
Instrument Date	Jan 15, 2020
Instrument	5732
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12428 N MESQUITE CREST WAY ORO VALLEY AZ 857558976, ORO VALLEY, AZ 85755-8976

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jan 18, 2018
Property Address	105 PANORAMA DR, BAKERSFIELD, CA 93305-1320
Document Number	0000005943
Instrument Date	Jan 18, 2018
Instrument	5943
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12428 N MESQUITE CREST WAY ORO VALLEY AZ 857558976, ORO VALLEY, AZ 85755-8976

Tax Assessment & Valuation

The 2025 property tax bill for 105 Panorama Dr was $5,265.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,467 (+2%) Land $49,683 Building $347,784
2025	$5,265.00	$389,674 Land $48,709 Building $340,965
2023	$5,101.00 (+1.94%)	$374,544 Land $46,818 Building $327,726
2022	$5,004.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Panorama Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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