105 Palm Ave, Islamorada, FL 33036 Property Records

Monroe County property record for 105 Palm Ave, Islamorada, FL 33036

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 bd · 3.5 ba · 3,467 sqft · built 1948
Lot Size	0.212 acres (9,225 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Apr 2025)
Tax Bill	$17,557 (2025)
Deeds & Mortgages	Nov 2017 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`00398750-000000`

Property Details

APN / Parcel Number

Primary APN	`00398750-000000`
Alternative APNs	`32633700398750000000` `1491144`

Interior

Bedrooms	1 Bed
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Units	4 Units
Stories	1 Story
Building Area	3,467 sqft Gross Area
1st Floor Area	3,467 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Concrete
Lot Area	9,225 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Patio Area	375 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	1491144
Street Address	105 PALM AVE
City	ISLAMORADA
State	FL
Zip	33036-3766
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	SC
Legal Description	BK 10 LT 15 & ADJ 16 STRIP OF LAND LYING NW OF LOT 15 GROVE PARK ADDTN PB1-196 UPPER MATECUMBE G5-231 OR116-545 OR347-212 OR865-303 OR865-302 OR2398-1846 OR2880-2430/33
Legal Subdivision	GROVE PARK ADD
Legal Block	10
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3022
Census Tract	970900

Owner

Source: Monroe County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	81579 OLD HWY, ISLAMORADA, FL 33036-3711
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	20252498050
Deed Book / Page	3322 / 1462
Transfer Doc	1529000809
Record Updated	Oct 29, 2026

November 2017: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MONROE FL
Recording Date	Nov 29, 2017
Property Address	105 PALM AVE, ISLAMORADA, FL 33036-3791
Document Number	0028802430
Book / Page	002880 / 002430
Instrument Date	Nov 17, 2017
Instrument	2145444
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,948.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 BISCAYNE DR MERRITT ISLAND FL 329538335, MERRITT ISLAND, FL 32953-8335

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,557.00 (+10.3%)	$1,283,609 (+35.79%) Land $703,997 Building $579,612	$1,283,609 (+35.79%) Land $703,997 Building $579,612
2024	$15,918.00 (+0.28%)
2023	$15,873.00 (+4.21%)	$945,308 (+12.08%) Land $379,701 Building $565,607	$945,308 (+12.08%) Land $379,701 Building $565,607
2022	$15,232.00	$843,442 Land $379,701 Building $463,741	$843,442 Land $379,701 Building $463,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	457 units insured incl. 128 condo units
Nearby Flood Claims	126 (2005–2022)
Claims Outside the SFHA	4 of 126
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 85 claims Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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