105 Osprey Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 105 Osprey Ln, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,801 sqft · built 1981
Lot Size1.18 acres (51,401 sqft)
OwnerCompany Name on Record
Tax Bill$3,258 (2025)
Flood ZoneZone X (minimal risk)
APN040-241-06

Property Details

APN / Parcel Number

Primary APN040-241-06
Alternative APN
  • 040-241-06-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,801 sqft Living Area
Gross Area2,305 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Lot Area51,401 sqft
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceWell

Location & Zoning

Street Address105 OSPREY LN
CityAPTOS
StateCA
Zip95003-3432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-1AC
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address105 OSPREY LN, APTOS, CA 95003-3432
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2005
Deed SaleAug 22, 2005
Deed Document Number200558605
Last Transfer DateJun 13, 2007
Transfer Doc0000033235
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,100 (+2%) Land $56,519 Building $203,581
2025$3,258.00 (+11.84%) Homeowner's exemption$255,000 (+4.04%) Land $55,411 Building $199,589
2023$2,913.00 (+2.14%) Homeowner's exemption$245,098 Land $53,259 Building $191,839$1,714,680
2022$2,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Nearby Properties on Osprey Ln

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