Union County and Summit City property record for 105 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 931 sqft · built 1958 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (May 2022) |
| Tax Bill | $8,495 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03914-0000-00005 |
| Primary APN | 18-03914-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 931 sqft Living Area |
| 1st Floor Area | 931 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Old Parcel Number | 1800023A00002 |
|---|---|
| Street Address | 105 ORCHARD ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SOUTHEASTERLY LINE/PRINCETON S |
| Legal Block | 3914 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 38000 |
105 Orchard St is owned and occupied by two individuals who bought it in May 2022.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 11, 2020 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on File |
| Deed Sale | May 23, 2022 · Amount on File |
| Prior Sale | Feb 11, 2020 · Amount on File |
| Deed Document Number | 202218354 |
| Deed Book / Page | 6465 / 2580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 23, 2022 |
| Property Address | 105 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Document Number | 0064652580 |
| Book / Page | 6465 / 2580 |
| Instrument Date | May 13, 2022 |
| Instrument | 18354 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | RIVERSIDE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 66 WATNONG DR, MORRIS PLAINS, NJ 07950-1855 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Document Number | 0000037654 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 37654 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 105 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0147672636 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 14767/2636 |
| Instrument | 698873 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 11, 2020 |
| Property Address | 105 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Document Number | 0063592175 |
| Book / Page | 6359 / 2175 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 322062 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CORNESTONE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,728.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 LONG HILL RD, 508, GILLETTE, NJ 07933-1318 |
| Name | Verified Name |
|---|---|
| Address | 105 ORCHARD ST, SUMMIT, NJ 07901-4216 |
| Document Number | 686636 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 686636 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2035 |
The 2025 property tax bill for 105 Orchard St was $8,495, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,000 (-) Land $68,000 Building $122,000 | $190,000 (-) Land $68,000 Building $122,000 | |
| 2025 | $8,495.00 (+2.65%) | $190,000 Land $68,000 Building $122,000 | $190,000 Land $68,000 Building $122,000 |
| 2024 | $8,276.00 | ||
| 2023 | $190,000 Land $68,000 Building $122,000 | $190,000 Land $68,000 Building $122,000 | |
| 2022 | $8,137.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 105 Orchard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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