105 Opal Dr, Dover, DE 19904 Property Records

Kent County property record for 105 Opal Dr, Dover, DE 19904 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2022
Square Footage1,440 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$3,254,600 (2022)
Tax Bill$1,822.00 (2025)

Property Details

APN / Parcel Number

Primary APN4-03-046.02-03-73.00-000
Alternative APNs
  • LC03046.020373.00/000
  • 81289
  • 85660

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,405 sqft (0.17 acres)
Depth X Width100 ft x 0.2 ft Depth x Width
ViewFreeway Proximity View

Location & Zoning

Account Number85660
Street Address105 OPAL DR
CityDOVER
StateDE
Zip19904-3735
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTONINGTON SUBD LOT 115 105 OPAL DR
Legal SubdivisionSTONINGTON
Legal Lot Number115
JurisdictionKENT DE
Minor Civil DivisionDOVER
Census Blockgroup1
Census Block1022
Census Tract41803

Owner

Source: Kent County records · APN 4-03-046.02-03-73.00-000

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 OPAL DR, DOVER, DE 19904-3735
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 10, 2022Intrafamily Transfer, Transfer
Feb 16, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 26, 2021Deed, Transfer
Oct 07, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
APPLIED BK
Sep 14, 2020Correction Deed, Transfer
ATTORNEY ONLY
Dec 28, 2017Grant Deed, Transfer
ATTORNEY ONLY
Dec 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleOct 26, 2021 · Amount on Record
Deed Doc Number2022444416
Deed Book / Page11761 / 217
Last Transfer DateMar 10, 2022
Transfer Doc0000446440
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address105 OPAL DR, DOVER, DE 19904-3735
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 OPAL DR, DOVER, DE 19904-3735

Mortgage

Document Number0000486918
DateJan 09, 2024
Book Page12820/236
Instrument2024-486918
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueMar 01, 2052

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateMar 10, 2022
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000446440
Book / Page11814 / 96
Map ReferenceMB 140 PG 85-96
Instrument DateMar 10, 2022
Instrument2022-446440
Transaction TypeTransfer
Record UpdatedJan 06, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address105 OPAL DR, DOVER, DE 19904-3735

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateFeb 16, 2022
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000444416
Book / Page11761 / 217
Map ReferenceMB 140 PG 85-96
Instrument DateFeb 15, 2022
Instrument2022-444416
Transaction TypeTransfer
Record UpdatedJan 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,136.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address105 OPAL DR, DOVER, DE 19904-3735

Mortgage

Document Number0000444417
DateFeb 16, 2022
Instrument2022-444417
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateOct 26, 2021
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000433994
Book / Page11486 / 1
Map ReferenceMB 126 PG 26
Instrument DateOct 25, 2021
Instrument2021-433994
Transaction TypeTransfer
Record UpdatedJan 06, 2023

Transaction

AmountAmount Recorded
Tax$5,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 WRANGLE HILL RD STE 210, 210, BEAR, DE 19701-3838
InvestorPossibly a Property Investor

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKENT DE
Recording DateOct 07, 2020
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000397011
Book / Page010479 / 000058
Instrument DateSep 30, 2020
Instrument397011
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #0D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

Mortgage

Document Number0000397011
DateOct 07, 2020
Book Page010479/000058
Instrument397011
Lender
NameAPPLIED BK
TypeBank
Address2200 CONCORD PIKE # 102, WILMINGTON, DE 19803-2909
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term36 Months
DueOct 06, 2023

September 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionKENT DE
Recording DateSep 14, 2020
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000394747
Book / Page010422 / 000001
Instrument DateSep 14, 2020
Instrument394747
Transaction TypeTransfer
Record UpdatedOct 08, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateDec 28, 2017
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000332819
Book / Page008943 / 000153
Instrument DateDec 27, 2017
Instrument332819
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT DE
Recording DateDec 28, 2017
Property Address105 OPAL DR, DOVER, DE 19904-3735
Document Number0000332820
Book / Page008943 / 000157
Instrument DateDec 27, 2017
Instrument332820
Transaction TypeTransfer
Record UpdatedJan 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityCheswold Town
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$1,822.00 (+58.71%)$307,400 (+696.37%) Land $64,100 Building $243,300
2023$1,148.00$38,600 Land $3,400 Building $35,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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