Kent County property record for 105 Opal Dr, Dover, DE 19904 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,254,600 (2022) |
| Tax Bill | $1,822.00 (2025) |
| Primary APN | 4-03-046.02-03-73.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 100 ft x 0.2 ft Depth x Width |
| View | Freeway Proximity View |
| Account Number | 85660 |
|---|---|
| Street Address | 105 OPAL DR |
| City | DOVER |
| State | DE |
| Zip | 19904-3735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STONINGTON SUBD LOT 115 105 OPAL DR |
| Legal Subdivision | STONINGTON |
| Legal Lot Number | 115 |
| Jurisdiction | KENT DE |
| Minor Civil Division | DOVER |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 41803 |
Source: Kent County records · APN 4-03-046.02-03-73.00-000
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2022 | Intrafamily Transfer, Transfer |
| Feb 16, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 26, 2021 | Deed, Transfer |
| Oct 07, 2020 | Deed of Trust, Construction Loan · Building or Construction Mortgage APPLIED BK |
| Sep 14, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Oct 26, 2021 · Amount on Record |
| Deed Doc Number | 2022444416 |
| Deed Book / Page | 11761 / 217 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0000446440 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000486918 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 12820/236 |
| Instrument | 2024-486918 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 10, 2022 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000446440 |
| Book / Page | 11814 / 96 |
| Map Reference | MB 140 PG 85-96 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-446440 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Feb 16, 2022 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000444416 |
| Book / Page | 11761 / 217 |
| Map Reference | MB 140 PG 85-96 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022-444416 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,136.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000444417 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-444417 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 26, 2021 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000433994 |
| Book / Page | 11486 / 1 |
| Map Reference | MB 126 PG 26 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021-433994 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2500 WRANGLE HILL RD STE 210, 210, BEAR, DE 19701-3838 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 07, 2020 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000397011 |
| Book / Page | 010479 / 000058 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 397011 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #0D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
| Document Number | 0000397011 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 010479/000058 |
| Instrument | 397011 |
| Name | APPLIED BK |
|---|---|
| Type | Bank |
| Address | 2200 CONCORD PIKE # 102, WILMINGTON, DE 19803-2909 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 06, 2023 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 14, 2020 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000394747 |
| Book / Page | 010422 / 000001 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 394747 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 28, 2017 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000332819 |
| Book / Page | 008943 / 000153 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 332819 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 28, 2017 |
| Property Address | 105 OPAL DR, DOVER, DE 19904-3735 |
| Document Number | 0000332820 |
| Book / Page | 008943 / 000157 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 332820 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,822.00 (+58.71%) | $307,400 (+696.37%) Land $64,100 Building $243,300 |
| 2023 | $1,148.00 | $38,600 Land $3,400 Building $35,200 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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