105 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 105 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,538 sqft · built 2006
Owner	Individual Name on File
Last Sale	$415,000 (Nov 2021)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-11-105BO`

Property Details

APN / Parcel Number

Primary APN	`90-11-105BO`
Alternative APNs	`10003882` `15415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10003882
Street Address	105 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310-2378
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 24 BUILDING 24 FAIRWAYS C UNIT 24 BUILDING 24 FAIRWAYS C
Legal Unit	24
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3043
Census Tract	930301

Owner

Source: Northampton County records · APN 90-11-105BO

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10227 N HAMPTON LN, FREDERICKSBURG, VA 22408-5513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2007	Deed of Trust, Mortgage RESOURCE BANK
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION
Aug 15, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 11, 2007	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	210003007
Record Updated	Jun 08, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	105 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2378
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0070000146
Date	Jan 19, 2007
Instrument	070000146

Lender

Name	RESOURCE BANK
Type	Bank
Address	VIRGINIA BEACH, VA 23466

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2037

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Nov 29, 2021
Property Address	105 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2378
Document Number	0210003007
Instrument Date	Nov 19, 2021
Instrument	210003007
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ANCHOR TITLE COMPANY, A&N TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10227 N HAMPTON LN, FREDERICKSBURG, VA 22408-5513

Mortgage

Document Number	0210003008
Date	Nov 29, 2021
Instrument	210003008

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 15, 2019
Property Address	105 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2378
Document Number	0190001335
Instrument Date	Aug 12, 2019
Instrument	190001335
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ANCHOR TITLE COMPANY, A&N TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5073 RED FERN CT, MIDLOTHIAN, VA 23112-6558
Investor	Possibly a Property Investor

Mortgage

Document Number	0190001336
Date	Aug 15, 2019
Instrument	190001336

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2007: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jan 11, 2007
Property Address	105 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2378
Document Number	0070000079
Instrument Date	Jan 09, 2007
Instrument	070000079
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$2,190.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 EAGLEWOOD DR STE C, C, VIRGINIA BEACH, VA 23454-5890
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+3.54%)	$439,600 (+11.6%) Building $439,600
2024			$439,600 (+11.6%) Building $439,600
2023	$2,993.00	$393,900 Building $393,900	$393,900 Building $393,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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